FINANCE OPTIONS
1m Selective Invoice Finance – Get a Quote
1m Selective Invoice Finance means borrowing up to £1 million against specific unpaid invoices to get cash quickly without waiting for your customers to pay. It's a flexible way to improve cash flow while keeping control over which invoices you want to finance. Interested in learning how this could help your business?
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 1m Selective Invoice Finance?
£1m Selective Invoice Finance allows businesses to select specific invoices to finance, providing immediate access to capital without the need to wait for customer payments. This solution improves cash flow, supports growth initiatives, and offers businesses greater financial flexibility, making it an effective tool for managing operational costs and investments.
Flexible funding
Improved cash flow
Easier credit management
SCALE YOUR BUSINESS TO NEW HEIGHTS
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Providers
What are the different types of 1m Selective Invoice Finance?
Spot Factoring
Spot factoring allows businesses to finance individual invoices on a one-off basis.
Single Invoice Discounting
Single invoice discounting lets companies raise funds against a specific unpaid invoice.
Selective Recourse Invoice Finance
Selective recourse invoice finance lets firms choose which invoices to fund, with liability to repay if debtor defaults.
What is 1m Selective Invoice Finance?
What Is 1m Selective Invoice Finance?
1m Selective Invoice Finance lets a business choose specific unpaid invoices and get an advance payment on them from a finance provider. Instead of financing all invoices, the business can pick individual ones when it needs extra cash.
How It Works and Flexibility
Businesses can use 1m Selective Invoice Finance only when needed, for just one or a few invoices. They receive most of the invoice’s value upfront (usually 70-95%), with the rest paid after the customer settles the invoice. There are no long-term contracts, giving users full control and flexibility.
Who Benefits and When To Use
This solution is ideal for businesses with occasional cash flow gaps—like waiting for a big payment—or for covering short-term expenses. It’s especially suitable for small businesses that want immediate funds without committing all their invoices or entering a long contract.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is 1m Selective Invoice Finance?
Which businesses can use 1m Selective Invoice Finance?
Are certain sectors favoured for 1m Selective Invoice Finance?
What costs are involved in 1m Selective Invoice Finance?
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