FINANCE OPTIONS

200k Revolving Credit Loans – Apply Now

A £200,000 revolving credit loan provides UK SMEs with flexible access to essential funding, allowing them to effectively manage ongoing operational costs such as payroll, inventory replenishment, and unexpected expenses. This tailored financial solution from Funding Agent supports businesses in maintaining steady cash flow and adapting quickly to market demands without the constraints of fixed loan terms.

Secure up to £200,000 in Revolving Credit Loans with Funding Agent.

Secure up to £500,000 in Secure up to £200,000 in Revolving Credit Loans with Funding Agent. with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 200k Revolving Credit Loans?

Revolving credit loans provide SMEs with financial flexibility, improving liquidity and enabling quick responses to financial demands without needing to reapply for new loans. Typical borrowing amounts range from £5,000 to £500,000, with decisions made within 24 hours to 4 weeks, depending on the lender. With competitive interest rates from 3.5% to 20% per annum, these loans are ideal for strategic financial planning. Learn more about how our invoice finance solutions can enhance your cash flow.

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Flexible borrowing
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Quick access to funds
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Bank-Provided Revolving Credit Facilities

These facilities are available to established SMEs with a strong credit history, generally offering amounts from £10,000 to £500,000 over 12 to 60 months. Approval times range from 2 to 4 weeks, post thorough evaluations. Discover our secured business loans for more details.

Bank-Provided Revolving Credit Facilities

Bank-provided revolving credit facilities cater to established SMEs with solid financial documentation. Interest rates are variable, ranging from 3.5% to 10% per annum based on credit score and financial health. Common uses include managing cash flow and covering short-term expenses. Retail businesses, for instance, often use these for inventory purchases. Find competitive terms through our business loan calculator.

Online Fintech Credit Lines

Offering amounts from £5,000 to £250,000, these lines are accessible to new and established SMEs, with terms between 6 to 36 months. Decisions can be made within 24 to 72 hours. Fast-track your funding with our business loans.

Online Fintech Credit Lines

Online fintech credit lines are designed for SMEs with minimal operational history, focusing on creditworthiness and revenue potential. Interest rates are tier-based and range from 6% to 20% per annum. These loans help bridge gaps in accounts receivable or fund digital marketing campaigns. Tech startups benefit greatly by scaling digital infrastructure quickly. Explore our alternatives to traditional lenders.

Invoice Financing Facilities

Businesses can access funds tethered to their outstanding invoices, generally ranging from £10,000 to £200,000, tied to invoice schedules. Know more through our invoice financing options.

Invoice Financing Facilities

Invoice financing facilities enable businesses with unpaid invoices to release tied-up capital. Typically lower in cost than unsecured loans, rates are 3% to 5% above base charges. Manufacturing firms, for instance, use this to manage operational costs while awaiting client payments. Uncover the best setups with our top invoice finance lenders.

What is a 200k revolving credit loan?

Application Processes and Timeframes

The application process for revolving credit loans typically requires financial documentation and business plans, with options for online and in-person applications. Decision times vary, ranging from 24 hours to a few weeks, depending on lender criteria. Efficient application completion can expedite funding. For streamlined applications, see our business funding solutions.

Regulatory and Compliance Requirements

Lenders offering revolving credit must be FCA-authorised, ensuring compliance with UK financial laws and consumer protection. This provides peace of mind for SMEs seeking trustworthy borrowing options. Learn about compliance through our secured business loans.

Borrowing Capacity and Rates

Borrowing capacity ranges from £5,000 to £500,000, influenced by business creditworthiness and available collateral. Interest rates span 3.5% to 20% per annum, influenced by credit ratings and lending terms. Explore comparative rates via our loan calculators for optimal decisions.

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FAQ’S

How much can I borrow with revolving credit loans?
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DIVE DEEPER

July 31, 2025

What is a Revolving Credit Loan?

Discover how revolving credit loans work, their pros and cons, and how UK SMEs use them to manage cash flow and growth in 2025.
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