FINANCE OPTIONS

^290k Working Capital Loans - Get Approved Today

Q: How much can I borrow with a working capital loan?

You can borrow from £5,000 up to £1 million or more, depending on your creditworthiness and business financial health.

Q: How quickly can I get a decision on my loan application?

Decision times vary from as little as 24 hours for fast-track options to a few weeks for traditional loans.

Q: What are typical interest rates for working capital loans?

Interest rates generally range from 6% to 20% APR, depending on the lender's assessment of your credit risk and business health.

Q: What are the eligibility requirements for working capital loans?

Typically, you need a stable UK business, a good credit score, and a solid trading history, usually over 6 months.

A £290,000 working capital loan provides UK SMEs with the essential funding needed to manage critical operational expenses such as payroll, inventory procurement, and supplier payments. As a trusted Funding Agent, we facilitate access to this capital, empowering businesses to maintain cash flow stability and support sustained growth in competitive markets. This tailored financial solution ensures companies can navigate short-term financial demands without compromising long-term objectives.

Secure up to £290,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £290,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 290k Working Capital Loans?

These loans enhance cash flow, support business expansion, and bridge operational costs, providing quick access to necessary funds. They are instrumental in ensuring businesses do not miss out on opportunities due to cash constraints. For instance, a £290k working capital loan can significantly boost a company's ability to cover payroll, invest in inventory, and manage other urgent expenses.

Increased liquidity

Flexible repayment terms

Quick access to funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 290k Working Capital Loans?

Overdraft Facilities

Overdraft facilities offer flexible borrowing options for businesses, with typical amounts ranging from £5,000 to £250,000. These are dependent on the creditworthiness and banking relationship, offering an annual review instead of fixed terms.

Overdraft Facilities

Designed to manage short-term cash flow fluctuations and cover unexpected expenses, overdraft facilities allow businesses rapid access to funds. With variable interest rates typically 4% to 10% above the base rate, businesses like retail operations can utilize them during low sales periods for inventory reordering. Decision times range from 1 to 7 days post-application.

Invoice Financing

Invoice financing is a flexible solution that enables businesses to leverage outstanding invoices for cash flow. Companies can secure funding up to 100% of invoice value, providing £10,000 to £1 million collectively.

Invoice Financing

This option accelerates cash flow from customers, ensuring continuity in business operations by drawing funds against unpaid invoices. Ideal for manufacturers, invoice financing can bridge gaps between delivery and customer payment. Decisions are typically made within 24 to 48 hours, aligning with the speed of business needs.

Short-term Business Loans

Short-term loans provide businesses quick financial support with amounts ranging from £10,000 to £500,000, tailored to meet immediate financial demands.

Short-term Business Loans

These loans are suitable for covering seasonal expenditure, bulk inventory purchases, or market expansion. With lending terms from 3 to 36 months and fixed repayment schedules, tech startups often use them for funding new marketing campaigns. Interest rates range from 6% to 20% APR.

What is a 290k Working Capital Loan?

Application Process

Applying for a working capital loan involves submitting business financials and possibly attending an interview. Decision times vary, typically ranging from 24 hours for fast-track products to a week for thorough evaluations. Our streamlined application process ensures quick approvals, enabling businesses to gain access to funds with minimal delays.

Regulatory Compliance

All lenders must be authorised by the Financial Conduct Authority (FCA), ensuring that lending practices are transparent and fair. Borrowers should be aware of the terms, fees, and repayment expectations. Our expertise ensures every transaction meets these compliance standards.

Borrowing Capacity and Rates

The borrowing capacity ranges from £5,000 to over £1 million, influenced by factors like creditworthiness, existing credit facilities, and profitability. Rates typically vary between 6% and 20% APR. We offer competitive rates and flexible terms to suit diverse business needs.

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FAQ’S

How much can I borrow with a working capital loan?

How quickly can I get a decision on my loan application?

What are typical interest rates for working capital loans?

What are the eligibility requirements for working capital loans?

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^290k Working Capital Loans - Get Approved Today

What are the ^benefits of 290k Working Capital Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 290k Working Capital Loans?

Overdraft Facilities

Overdraft Facilities

Invoice Financing

Invoice Financing

Short-term Business Loans

Short-term Business Loans