FINANCE OPTIONS

^300k Asset Refinance - Get a Quote Now

Q: What assets can be refinanced for a £300k facility?

Businesses can refinance owned equipment, vehicles, or commercial property, provided they have sufficient value and clear ownership. The specific asset type will influence lending terms, rates, and the maximum amount you can access through the refinance.

Q: How quickly can funds be released via asset refinance?

Initial lender decisions are typically made within 3 to 10 business days, and funds are usually available between one to four weeks after approval, depending on asset type and document readiness.

Q: What are the typical costs and interest rates?

Interest rates for asset refinance generally range from 3% to 18%, based on assets, risk profile, and loan duration. Fees may include valuations, arrangement costs, and potential legal charges.

Q: What documents do I need to apply for asset refinance?

You’ll need to provide financial statements, proof of asset ownership, a business plan, and recent tax returns. Accurate, up-to-date documentation ensures a smoother application and approval process.

300k Asset Refinance enables UK businesses to release capital tied up in assets such as equipment, vehicles, or property. By refinancing valuable business assets, SMEs can access finance without selling these resources outright. This approach supports cash flow, funding investments, and helps manage financial challenges efficiently. Asset refinance is increasingly popular among businesses aiming to utilise existing assets for growth opportunities or to improve working capital, all while retaining business-critical resources. It offers a practical solution to raise funding by leveraging owned assets.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of £300k Asset Refinance

Asset refinance is a strategic way to unlock capital secured against your business assets. With Funding Agent, you can compare tailored options, access competitive rates, and benefit from faster decisions. This approach can enhance financial flexibility while potentially lowering borrowing costs compared to unsecured loans.

Increased liquidity

Potential tax benefits

Improved cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Use owned equipment as collateral to access finance from £20,000 to £500,000, over terms of 12 to 60 months, with typical rates of 6% to 18%.

Equipment Refinance

Equipment refinance is suitable for SMEs with valuable machinery or tools. Lenders assess asset value and condition, offering funding for cash flow, upgrades, or expansion. Sectors like manufacturing and construction benefit by releasing capital without asset disposal, supporting ongoing operations and future investment plans.

Vehicle Refinance

Raise funds of £15,000 to £250,000 using business vehicles. Terms range from 12 to 48 months, with rates typically between 5% and 15%.

Vehicle Refinance

Vehicle refinance is ideal for companies owning fleets or high-value vehicles. The process involves vehicle valuation and business review. This option suits logistics or transport businesses needing working capital or seeking to upgrade vehicles, enabling swift access to funds based on actual fleet value.

Property Refinance

Leverage owned commercial property to unlock from £50,000 to £1 million, over 24 to 120 months, with rates typically from 3% to 8% through a property refurbishment loan.

Property Refinance

Property refinance is designed for businesses with commercial properties who wish to release equity for projects like renovation or business diversification. The process requires accurate property valuation and assessment of financial stability, helping to raise significant sums without selling strategic real estate assets.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Secure Asset Refinance with Funding Agent

Submit Lending Request

Share your business details, funding needs, and the relevant asset information by submitting an online application form for a quick initial assessment and eligibility check.

Receive Offers

Get matched with lenders and review tailored refinance offers, allowing you to select the most suitable terms for your business.

Complete Agreement

Finalise your choice, go through the remaining checks, and sign the agreement to access funds via a streamlined payout process.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What assets can be refinanced for a £300k facility?

How quickly can funds be released via asset refinance?

What are the typical costs and interest rates?

What documents do I need to apply for asset refinance?

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June 24, 2025

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^300k Asset Refinance - Get a Quote Now

Key ^Benefits of £300k Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Equipment Refinance

Vehicle Refinance

Vehicle Refinance

Property Refinance

Property Refinance

Typical Funding Journeys on Funding Agent