FINANCE OPTIONS

360k Revolving Credit Loans - Apply Now

A £360,000 revolving credit loan offers UK SMEs flexible access to essential funds, empowering them to effectively manage day-to-day expenses such as payroll, inventory acquisition, and operational costs. As a dynamic financing option, it helps businesses maintain cash flow stability and swiftly respond to evolving market demands without the constraints of fixed repayment schedules. Funding Agent provides tailored solutions to support sustainable growth and ensure ongoing financial resilience.

Secure up to £360,000 in Revolving Credit Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £360,000 in Revolving Credit Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 360k Revolving Credit Loans?

These loans provide benefits such as flexible access to funds and interest paid only on withdrawn amounts. Businesses can optimise cash flow management without the long-term commitments typical of other financial products.

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Flexibility in borrowing
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Improved cash flow
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Builds credit history

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 360k Revolving Credit Loans?

Business Line of Credit

The business line of credit offers amounts between £10,000 and £500,000, ideal for established firms. It's a revolving agreement, often reviewed annually. Suitable for managing working capital needs.

Business Line of Credit

With interest rates from 5% to 15% APR, businesses have swift access to funds, typically approved within 1 to 3 days. This product suits retailers and hospitality sectors, providing cash flow support during variable demand periods.

Invoice Financing Facility

Invoice financing allows businesses to access funds up to 95% of invoice values. This facility is particularly beneficial for firms with pending invoices, supporting quick cash flow solutions.

Invoice Financing Facility

Decision times range from same day to a week, with interest rates from 1% per month. This option addresses short-term capital needs for manufacturing or tech firms managing staggered payments.

Overdraft Facility

An overdraft offers £1,000 to £250,000, reviewed annually. It’s suitable for unexpected expenses or financial gaps, integrating well with existing business accounts.

Overdraft Facility

With interest rates slightly above base, overdrafts are processed within 1 to 5 days. They provide a safety net against unforeseen expenses, aligning with the needs of startups or small retail firms.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 360k Revolving Credit Loan?

Application and Decision Process

The application for a revolving credit loan is straightforward. Decisions are typically made within 1 to 5 business days, streamlined by our FCA-regulated processes.

Factors Affecting Borrowing Capacity

UK's revolving credit facilities are regulated by the FCA, ensuring transparency in fees and terms. Compliance with these standards is a key service we provide, reassuring clients of ethical practices.

Factors Affecting Borrowing Capacity

The amount you can borrow depends on company turnover and credit history. Our expert assessment ensures a fair evaluation, just as outlined in dedicated business loan packages.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

How much can I borrow with a 360k revolving credit loan?
How quickly can a decision be made on my application?
What are the interest rates for revolving credit loans?
What are the eligibility requirements for these loans?

DIVE DEEPER

July 31, 2025

What is a Revolving Credit Loan?

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