FINANCE OPTIONS

360k Unsecured Business Loans - Apply Now

A £360,000 unsecured business loan offers UK SMEs flexible funding to support critical operational needs such as payroll, inventory acquisition, and short-term cash flow management without the requirement of collateral. As a trusted Funding Agent, we facilitate access to substantial capital that empowers businesses to maintain stability and pursue growth opportunities confidently. This unsecured financing solution is ideal for companies seeking quick, hassle-free funding to meet immediate financial demands.

Secure up to £360,000 in Unsecured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £360,000 in Unsecured Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 360k Unsecured Business Loans?

The primary benefits of a 360k unsecured business loan include quick access to funding without the need for collateral and versatile use cases. Businesses can enjoy loan amounts up to £500,000, with initial decisions within 1 to 5 business days. Competitive rates range between 5% and 15% APR. All loan processes adhere to FCA regulations ensuring transparency and responsible lending. More information about unsecured loans for startups can be found on our platform.

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No collateral needed
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Quick approval process
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Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 360k Unsecured Business Loans?

Flexi Loans

Flexi Loans offer businesses with a stable trading history the opportunity to borrow between £10,000 and £500,000 over terms of 6 to 60 months. Eligibility depends on a minimum turnover of £100,000 and a solid credit score. Detailed insights on unsecured loans for small businesses are available.

Flexi Loans

These loans typically come with interest rates ranging from 5% to 15% APR, with quick decision times of 1 to 2 business days. Businesses such as retail and tech companies can utilize Flexi Loans for inventory purchases or product development. Explore various flexible financing options that suit these needs.

Merchant Cash Advance

Merchant Cash Advances are ideal for businesses with steady card sales, providing up to £300,000 in funds with flexible repayment terms tied to sales volume. Suitable industries include hospitality and retail. For more details on securing a merchant cash advance, visit our site.

Merchant Cash Advance

Eligible businesses can expect decisions within 24 to 48 hours, using card sales reports for analysis. Funds are typically available within 1 to 2 days, aiding in expanding product lines or refurbishments. Check out our comprehensive finance solutions for fast funding.

Revenue-Based Financing

Revenue-Based Financing suits high-growth firms by offering flexible loan amounts up to £500,000, with repayments as a percentage of monthly revenue. Businesses in tech and subscription services may find this option ideal. Insights on working capital loans are available online.

Revenue-Based Financing

This financing option requires a clear revenue history and quick decision times, typically 3 to 5 days. It's particularly advantageous for firms looking to scale operations or invest in strategic marketing. Discover more about alternative finance loans suitable for your business growth.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 360k Unsecured Business Loan?

Application Processes

Applying for a 360k unsecured business loan usually involves an online process requiring financial documentation and a detailed credit check. Initial decisions can be expected within 1 to 5 business days, with funds available shortly thereafter. Learn more about the business funding application process.

Borrowing Capacities and Rates

All lending processes comply with FCA regulations, ensuring full disclosure of loan terms, fees, and interest rates. This regulatory framework safeguards borrowers and promotes responsible lending practices. For more details on FCA compliant finance options, check our site.

Borrowing Capacities and Rates

Borrowing up to £500,000 without collateral, these loans accommodate various business needs with competitive interest rates from 5% to 15% APR. Factors affecting these rates include creditworthiness and revenue stability. For a deeper understanding of financing terms, explore our resources.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with an unsecured business loan?
How quickly can I get a decision on my loan application?
What are the typical rates for unsecured business loans?
What are the eligibility requirements for a Merchant Cash Advance?

DIVE DEEPER

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Top 13 Short-Term Business Loan Providers in the UK (2025 Comparison Guide)

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