FINANCE OPTIONS

370k Unsecured Business Loans - Apply Now

A £370,000 unsecured business loan from Funding Agent offers UK SMEs a flexible and accessible financing solution to support critical operational needs such as payroll, inventory acquisition, and managing cash flow fluctuations. This substantial funding amount allows businesses to maintain agility and stability without the burden of collateral, empowering growth and day-to-day financial management.

Secure up to £370,000 in Unsecured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £370,000 in Unsecured Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of 370k Unsecured Business Loans?

Key benefits of unsecured business loans include rapid access to funds, which are typically available from as little as £5,000 up to £500,000. This provides flexibility for businesses on tight schedules, with decisions often made within weeks. They're perfect for managing unexpected expenses, with further information on available solutions for small businesses.

black tick in a green circle
Quick access to funds
black tick in a green circle
No collateral required
black tick in a green circle
Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of 370k Unsecured Business Loans?

Term Loan

Term loans allow you to borrow between £5,000 and £500,000 over 12 to 60 months. Eligibility typically requires at least two years in business. Learn more about financing options for accountants.

Term Loan

For term loans, interest rates range from 6% to 25% APR, with sectors like retail and technology regularly leveraging these for expansion and equipment purchases. Initial decisions can take up to two weeks, making them suitable for calculated growth strategies. Explore more at loans for startups.

Revolving Credit Facility

A revolving credit facility is ideal for managing cash flow with borrowings available from £10,000 to £300,000. Businesses typically benefit from flexible drawdowns. Check out working capital loans.

Revolving Credit Facility

Interest rates for a revolving credit facility vary from 8% to 18% APR, and the facility is usually renewed every 24 months. This fits manufacturers and hospitality industries needing adaptive financial solutions. Learn more about benefits for commercial requirements.

Merchant Cash Advance

A merchant cash advance is based on card sales, offering between £5,000 to £200,000. It suits businesses with predictable card transactions. Find out more at loan calculators.

Merchant Cash Advance

This advance features factor rates of 1.1 to 1.5, with decisions made within 48 hours. It's designed for quick marketing and stock purchases, ideal for retailers rolling out seasonal campaigns. Delve into related options at IT support financing.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 370k unsecured business loan?

Application Process Overview

The application for unsecured loans involves submitting detailed business financials and history. Decisions may range from being almost immediate to taking up to two weeks. Read more on the process at corporate loans.

Borrowing Capacity and Rates

Lenders in the UK must comply with FCA regulations, ensuring transparent terms and fair affordability assessments. Stay informed about these standards with best practices for UK SMEs.

Borrowing Capacity and Rates

Unsecured loans offer from £5,000 to £500,000, affected by factors like credit score and financial health. Rates vary, spreading from 6% to 25% APR. Discover more about maximizing borrowing capacity with our funding solutions.

Get Funding For your business

Generate offers
Cta image

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
building

Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with an unsecured business loan?
How quickly can I get a decision on my loan application?
What are the interest rates on unsecured business loans?
What are the eligibility requirements for unsecured business loans?

DIVE DEEPER

July 2, 2025

Unsecured Business Loans UK: Fueling Service Sector Growth

Discover how UK service sectors like recruitment, marketing, and legal firms use unsecured business loans for cash flow, expansion & growth without collateral. Get insights & tips.
May 2, 2025

Best Unsecured Loan Lenders in the UK

Explore leading lenders offering fast, collateral-free loans—compare rates, terms, and find the best fit for your business.
June 6, 2025

Top 13 Short-Term Business Loan Providers in the UK (2025 Comparison Guide)

Compare the top 13 short-term business loan providers in the UK for 2025. See interest rates, loan terms, funding speeds, eligibility criteria, and reviews to find the best fit for your business.

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£1m

zero hidden fees

underline

Extra bits you might find useful..

Apply now