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390k Bridging Loans – Get a Quote Now

A £390,000 bridging loan offers UK SMEs a flexible and timely financing solution to bridge short-term cash flow gaps, supporting critical needs such as managing payroll, inventory acquisition, and operational expenses. As a trusted funding agent, we enable businesses to secure this vital funding swiftly, ensuring they maintain business continuity and capitalize on growth opportunities without delay.

Secure up to £390,000 in Bridging Loans with Funding Agent.

Secure up to £500,000 in Secure up to £390,000 in Bridging Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 390k Bridging Loans?

Bridging loans provide quick access to significant funds, offering flexible use to suit business needs. This supports continuity and allows you to capitalise on opportunities effectively. With borrowing amounts ranging from £25,000 to £250 million, and typical funds available within 14 to 28 days, this solution is both comprehensive and swift. To see our offerings, check tailored options for small businesses.

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Quick funding
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Flexible repayment options
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Versatile use

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 390k Bridging Loans?

Closed Bridging Loan

Closed bridging loans require a clear exit strategy - like a confirmed property sale - and typically range from £25,000 to £250 million. With terms of 1 to 12 months, and rates from 0.4% to 1.5% monthly, these loans are ideal for securing a new property before an existing sale. Learn about these loans at bridging loan details.

Closed Bridging Loan

In-depth, closed bridging loans necessitate a definitive repayment plan, usually completed within a year. They serve use cases such as purchasing properties before selling existing ones, with lenders evaluating the collateral and exit plan thoroughly. Discover more on our bridge loan insights.

Open Bridging Loan

With less rigid criteria, open bridging loans suit those without a definite exit plan but who possess substantial collateral. Amounts range from £25,000 to £5 million, with flexible terms up to 12 months and rates between 0.6% and 1.65% per month. Explore options here.

Open Bridging Loan

Open bridging loans provide financial restructuring opportunities, especially useful for immediate cash requirements without a definite repayment schedule. They are excellent for opportunistic purchases. Learn more about how these can aid your business at working capital solutions.

Development Bridging Loan

Development bridging loans support property refurbishment, requiring detailed development plans for approval. Typical amounts range from £100,000 to over £5 million, with terms of 6 to 24 months. Read more about these loans.

Development Bridging Loan

These loans facilitate the completion of residential or commercial projects, aiding tech companies or developers in refurbishments before sales or receiving VC funding. Find detailed process information at alternative finance loans.

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What is a 390k Bridging Loan?

Application Processes

Applications for bridging loans often involve submitting detailed exit strategies, collateral assessments, and compliance with the FCA guidelines. Decisions range from 24 hours to several weeks, depending on clarity and complexity. More about the application can be found here.

Borrowing Capacity and Rate Information

Bridging loans must adhere to FCA regulations, especially with private individuals under the Consumer Credit Act. It is crucial for lenders to inform clients about risks and costs involved. Understand these guidelines at our compliance guide.

Borrowing Capacity and Rate Information

The lending capacity on bridging loans ranges considerably based on collateral value and borrower profile, with interest rates between 0.4% to 1.65% monthly. Decision speeds are tied to application completeness and legal complexities. Explore more details on borrowing options.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

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