FINANCE OPTIONS
400k Selective Invoice Finance - Get Funding Now
Selective Invoice Finance of £400,000 is a way for businesses to borrow money against specific unpaid invoices, helping them improve cash flow without waiting for customers to pay. It's a flexible option to get funds quickly on the invoices you choose. If you'd like to learn more, let's chat!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 400k Selective Invoice Finance?
400k Selective Invoice Finance allows businesses to unlock working capital by financing individual invoices up to £400,000. This financial solution improves cash flow by enabling companies to receive funds quickly, rather than waiting for standard payment terms. It offers flexibility, as businesses can choose which invoices to finance, catering to their specific cash flow needs.
Improved cash flow
Flexible financing options
Faster invoice access
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Providers
What are the different types of 400k Selective Invoice Finance?
Spot Factoring
Finance provided for individual invoices chosen by the business.
Single Invoice Discounting
Short-term funding against a specific invoice without a long-term contract.
Selective Invoice Auction Platforms
Online platforms where businesses auction selected invoices to multiple funders.
What is 400k Selective Invoice Finance?
What is 400k Selective Invoice Finance?
Selective Invoice Finance allows businesses to choose individual invoices—such as a £400,000 invoice—to get funding against, instead of financing their entire sales ledger. This approach offers flexibility and fast access to cash for specific cash flow needs.
How Does It Work?
The business selects which high-value invoice (e.g., a £400k invoice) to finance. A finance provider advances up to 90% of the invoice value, typically within 24 hours. After the customer pays the invoice, the provider deducts their fees and releases the remaining balance to the business.
Key Benefits
Selective Invoice Finance provides instant cash flow, no long-term commitments, and a pay-as-you-go structure with transparent costs. Businesses maintain control, finance only the invoices they choose, and benefit from easier approvals compared to traditional loans.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What sectors commonly use 400k Selective Invoice Finance?
Is 400k Selective Invoice Finance only for large companies?
Can I choose which invoices to finance with a 400k facility?
Are there minimum requirements for a 400k Selective Invoice Finance facility?
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