FINANCE OPTIONS
500k Selective Invoice Finance - Get a Quote
500k Selective Invoice Finance is a way for businesses to get up to £500,000 by borrowing money against specific unpaid invoices, helping improve cash flow without waiting for customers to pay. Interested in how this could help your business? Let's chat!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 500k Selective Invoice Finance?
500k Selective Invoice Finance provides businesses with immediate access to cash against outstanding invoices, allowing them to improve their cash flow and invest in growth opportunities without waiting for customer payments. This financing option is particularly beneficial for companies facing unexpected expenses or those looking to seize new business opportunities quickly.
Improves cash flow
Flexibility in finance
Quick access to funds
SCALE YOUR BUSINESS TO NEW HEIGHTS
200+
Providers
Providers
What are the different types of 500k Selective Invoice Finance?
Spot Factoring
Financing individual invoices on a case-by-case basis, rather than the whole sales ledger.
Single Invoice Discounting
Borrowing against a specific invoice without selling the debt, using the invoice as collateral.
Selective Recourse Factoring
Financing selected invoices with the business retaining responsibility for unpaid invoices.
What is 500k Selective Invoice Finance?
Financing Specific Invoices, Not the Whole Ledger
500k Selective Invoice Finance lets businesses pick and choose individual invoices—typically of large value like £500,000—to use as collateral for funding, instead of borrowing against their entire sales ledger. This gives firms control, using finance only when and where it’s needed.
Quick and Flexible Access to Cash Flow
Funds (often 80–95% of the invoice value) can be advanced within 24-48 hours, helping businesses cover urgent expenses or bridge cash flow gaps without committing to long-term contracts. You pay fees only on the invoices you finance.
Business Retains Customer Relationship and Responsibility
Unlike full ledger factoring, the business keeps control over customer payments and collections. However, the business is responsible for repayment, even if the customer doesn’t pay (unless a non-recourse option, which costs more, is chosen).
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
Which sectors can access 500k Selective Invoice Finance?
How quickly are funds from 500k Selective Invoice Finance available?
Are there eligibility criteria for 500k Selective Invoice Finance?
Is 500k Selective Invoice Finance suitable for seasonal or project-based industries?
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