FINANCE OPTIONS

^500k Unsecured Business Loans - Apply Now

Q: How much can I borrow with an unsecured business loan?

You can borrow between £5,000 and £500,000 with an unsecured business loan. The amount is influenced by factors such as business turnover and creditworthiness, ensuring you receive funding suitable for your needs.

Q: How quickly can I get a decision on my loan application?

Initial decisions on unsecured business loans can range from 24 hours to a week, depending on application complexity and lender processes. Once approved, funds are typically available within a few days.

Q: What are the typical interest rates for unsecured loans?

Interest rates for unsecured loans generally range from 6% to 15% APR for term loans, while merchant cash advances use factor rates from 1.1 to 1.5. Your specific rate depends on creditworthiness and industry risk.

Q: What are the eligibility requirements for unsecured business loans?

Eligibility typically requires the business to be UK-registered and operational for at least two years, with a minimum turnover of £250,000, though specifics can vary by lender.

An unsecured business loan of up to £500,000 offers SMEs a unique opportunity to finance growth without collateral. These loans are ideal for business expansions, working capital increases, or equipment purchases. For example, tech startups investing in new infrastructure often rely on unsecured loans due to their flexibility.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 500k Unsecured Business Loans?

Unsecured business loans provide quick access to funds without the need for asset security. With decision speeds ranging from 24 hours to one week, and flexible amounts from £5,000 to £500,000, these loans support a variety of business needs. Businesses can benefit from competitive interest rates while enjoying the protection ensured by FCA regulations. Use our loan calculator to estimate your potential borrowing.

Quick access to funds

No collateral required

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 500k Unsecured Business Loans?

Term Loans

Term loans offer amounts from £10,000 to £500,000 with terms spanning 12 to 60 months, suitable for UK businesses with a turnover of at least £250,000. Learn more about term loans.

Term Loans

Term loans provide SMEs with substantial financing for various needs, including expansion and working capital, with interest rates between 6% and 15% APR. Decisions typically occur within 3 days following an online application. Ideal sector examples include retail businesses looking to expand. Discover how term loans can aid business growth.

Merchant Cash Advances

Flexible funding ranging from £5,000 to £500,000, repaid through a percentage of daily card sales, ideal for businesses processing card payments for at least 6 months. Explore merchant cash advances.

Merchant Cash Advances

Merchant cash advances are perfect for seasonal inventory purchases or short-term cash boosts, with approval often within 48 hours. Rates range from 1.1 to 1.5 factor rates. Read about merchant cash advances in different sectors, such as hospitality firms.

Revolving Credit Facilities

With limits up to £500,000 and open terms, revolving credit is ideal for managing cash flow fluctuations. Find out about revolving credit facilities.

Revolving Credit Facilities

Designed for businesses facing variable order volumes, as seen in manufacturing, with nominal interest rates from 9% to 15%. Initial setups take 3 to 7 days. Explore revolving facilities for diverse business needs.

What is a 500k Unsecured Business Loan?

Streamlined Application Process

The application for unsecured loans is simplified, involving online forms and document submissions with typical approvals in 24 hours to a week. Our efficient systems ensure quick processing. Learn about our streamlined application processes.

Regulatory and Compliance Assurance

All our loans comply with FCA regulations, ensuring fair treatment and transparency. Such compliance protects businesses from predatory lending. See how we ensure compliance.

Understanding Borrowing Capacity and Rates

Loan amounts depend on turnover, credit score, and industry risk. Interest rates range from 6% to 15% APR for term loans. Explore our competitive rates. Check current offers.