FINANCE OPTIONS

^£550K Revolving Credit - Apply Now

Q: What is the minimum and maximum borrowing amount for a revolving credit facility?

You can typically access amounts from £5,000 up to £1,000,000, depending on your business size, turnover, and creditworthiness.

Q: How quickly can funds be accessed after approval?

Once approved, funds are generally available immediately after the revolving credit facility is set up. The initial decision process usually takes 1 to 2 weeks.

Q: What interest rates are charged on revolving credit?

Interest rates for revolving credit facilities typically range between 7% and 30% APR. The actual rate depends on the type of facility, your credit rating, and the lender’s criteria.

Q: What types of revolving credit facilities are available?

Main options include business lines of credit, credit card-based facilities, and invoice financing revolving credit. Each serves different business needs and eligibility profiles.

£550K Revolving Credit gives UK businesses access to a pre-approved, flexible credit line—crucial for managing cash flow effectively. A revolving credit facility allows you to draw, repay, and re-draw funds as needed, supporting your working capital without the hassle of repeated applications. SMEs often use this facility for its adaptability, enabling ongoing access to business finance. Common benefits include flexible financial management, improved cash flow, and no annual fees or penalties for early repayment.

Secure up to £550,000 in £ Revolving Credit with Funding Agent.

Secure up to £1,000,000 in Secure up to £550,000 in £ Revolving Credit with Funding Agent. with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

Key ^Benefits of Revolving Credit Facilities

Revolving credit facilities are designed for businesses needing adaptable funding solutions. These facilities allow you to manage fluctuating expenses, make efficient use of borrowed funds, and quickly respond to immediate needs. With interest calculated only on the amount drawn and rapid access once set up, revolving credit can be a practical choice for growth and stability.

Flexible funding

Improves cash flow

Available when needed

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Explained

Business Line of Credit

Established UK businesses can access £10,000 to £1 million through a business line of credit with terms from 6 to 24 months. This type supports cash flow gaps, unexpected costs, and short-term operational needs.

Business Line of Credit

Business lines of credit are ideal for companies with at least two years of trading history and strong credit. After applying with financial documents, eligible businesses receive a credit limit. They can draw and repay as needed, helping manage working capital cycles across sectors like retail and manufacturing, especially in off-peak periods.

Credit Card-Based Facility

SMEs with over a year of trading and healthy revenue can obtain credit limits from £5,000 to £250,000, with lending terms ongoing. These facilities are useful for everyday business expenses and transactions.

Credit Card-Based Facility

To use this option, businesses apply for a commercial credit card and can use it repeatedly up to the limit. Interest rates range from 12% to 30% APR. This type works well for tech startups and consultancies needing to handle travel costs or frequent online purchases.

Invoice Financing Revolving Credit

Firms that invoice other businesses can utilise their invoices as collateral for flexible credit between £10,000 and £500,000, tied to the value of outstanding invoices.

Invoice Financing Revolving Credit

Invoice financing is best suited to businesses waiting on customer payments. Approval typically takes 1 to 5 days, with credit lines determined by invoice volumes and terms of 30–90 days. This option helps speed up cash flow for industries like logistics and wholesale trade.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access a Revolving Credit Facility with Funding Agent

Submit Inquiry

Start by filling out a simple online application form on Funding Agent’s website. This initiates the process for tailored revolving credit options.

Compare Options

Review offers from a wide panel of lenders. Compare terms, rates, and features to ensure the facility fits your business needs.

Finalize Application

Once you’ve chosen an option, complete the lender’s application and provide financial records for a prompt decision.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the minimum and maximum borrowing amount for a revolving credit facility?

How quickly can funds be accessed after approval?

What interest rates are charged on revolving credit?

What types of revolving credit facilities are available?

DIVE DEEPER

July 31, 2025

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£1m

Find all our resources

^£550K Revolving Credit - Apply Now

Key ^Benefits of Revolving Credit Facilities

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Explained

Business Line of Credit

Business Line of Credit

Credit Card-Based Facility

Credit Card-Based Facility

Invoice Financing Revolving Credit

Invoice Financing Revolving Credit

Typical Funding Journeys on Funding Agent