FINANCE OPTIONS

^650k Asset Refinance – Get Your Quote Today

Q: What is the typical borrowing range for 650k Asset Refinance?

Businesses can usually borrow between £10,000 and £650,000, depending on the asset type, its market value, and the company’s creditworthiness.

Q: How long does asset refinance approval take?

Initial decisions are typically made within 1 to 3 weeks. Once approved, funds are generally available within 2 to 4 weeks, depending on asset type and lender speed.

Q: What interest rates can I expect for asset refinance?

Interest rates usually range from 4% to 15% APR, affected by the type and value of assets, your credit history, and current market conditions.

Q: Who is eligible for machinery, vehicle, or equipment refinance?

Eligibility requires outright asset ownership. Lenders will review your credit history, cash flow, and financial statements as part of their assessment, with additional criteria for each asset type.

650k Asset Refinance enables UK businesses to unlock funds tied up in existing assets such as machinery, vehicles, or equipment. By refinancing assets, companies can access up to £650,000 without selling valuable resources. This process helps improve cash flow and provides working capital for growth, expansion, or operational needs. Through asset refinance, SMEs can take advantage of fair terms while retaining ownership of their assets, making it a practical choice for businesses looking to use their resources more efficiently.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

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Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of Asset Refinance

Asset refinance gives UK businesses the flexibility to leverage existing resources for strategic goals. It is an efficient way to access significant capital, with clear borrowing ranges and transparent pricing. Lenders operate within strict UK regulations, ensuring fair and clear agreements throughout the asset finance process.

Increased cash flow

Lower interest rates

Expanded investment opportunities

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance Available

Machinery Refinance

Machinery Refinance is suitable for businesses that own their machinery outright and want to release funds from these assets. Typical borrowing ranges from £50,000 to £500,000 over 12 to 60 months.

Machinery Refinance

To qualify for Machinery Refinance, your business must own its machinery outright and demonstrate a solid credit history. Lenders will assess cash flow before offering terms. This type of refinance can support cash flow needs, enable expansion, or help purchase additional machinery, making it especially valuable in sectors like manufacturing and construction.

Vehicle Refinance

Vehicle Refinance allows businesses with unencumbered vehicles to unlock between £10,000 and £250,000 over 12 to 48 months, using those vehicles as security for new funds.

Vehicle Refinance

For Vehicle Refinance, your business must fully own the vehicles. Strong credit and turnover histories are critical. The process enables companies to expand their vehicle fleet or improve cash flow without substantial capital outlay. Common in logistics and transport, this option supports fleet growth and investment in new projects.

Equipment Refinance

Equipment Refinance targets businesses holding valuable equipment outright. Loans of £25,000 to £400,000 are typically available, repayable over 24 to 60 months.

Equipment Refinance

Eligibility for Equipment Refinance requires outright ownership and up-to-date financial statements. With this facility, businesses can upgrade equipment, manage working capital, or fund development, all while spreading costs over time. Common sectors include printing and agriculture, where ongoing equipment renewal is key.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access Asset Refinance with Funding Agent

Submit Inquiry

Complete a brief online application form with details about your business and assets to initiate the process with Funding Agent.

Evaluate Offers

Receive multiple offers from lenders and use Funding Agent’s platform to compare interest rates, terms, and suitability for your needs.

Receive Funding

Once you’ve selected an offer, complete the paperwork and have the funds deposited directly into your business account to support your objectives.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical borrowing range for 650k Asset Refinance?

How long does asset refinance approval take?

What interest rates can I expect for asset refinance?

Who is eligible for machinery, vehicle, or equipment refinance?

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June 24, 2025

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^650k Asset Refinance – Get Your Quote Today

Key ^Benefits of Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance Available

Machinery Refinance

Machinery Refinance

Vehicle Refinance

Vehicle Refinance

Equipment Refinance

Equipment Refinance

Typical Funding Journeys on Funding Agent