FINANCE OPTIONS

Compare ^Fit-Out ^Finance Options Up To £700k

Q: What is the typical borrowing range for fit-out finance?

You can borrow from £5,000 to £1,000,000. The amount depends on your project needs, credit status, and whether you can offer security if required.

Q: How quickly can I access funds for my fit-out?

Most lenders issue a decision in 1 to 4 weeks after you apply. Following approval, funds are typically made available within a few days.

Q: Are there fees or additional costs?

Typical costs may include arrangement fees, early repayment charges, and legal fees for secured loans. These vary by lender and loan type.

Q: Which fit-out finance type suits my business?

Unsecured loans suit established businesses without collateral; secured loans offer higher amounts; asset finance fits when funding specific equipment or furnishings.

700k Fit-Out Finance helps UK businesses cover the considerable costs of refurbishing or equipping their commercial spaces. This funding is designed for businesses planning large-scale upgrades, including interior design, new fixtures, or critical equipment. Using fit-out finance can boost your cash flow while preserving your reserves for day-to-day operations. With flexible borrowing levels and repayment terms, it’s a practical way to transform premises without financial strain or lengthy delays.

Fit-Out Finance

Secure up to £1,000,000 in Fit-Out Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

Key ^Benefits Of 700k Fit-Out Finance

Securing fit-out finance up to £700k enables substantial upgrades for commercial premises. This funding offers flexible terms, supports efficient project completion, and ensures you aren’t restricted by available reserves. Competitive interest rates and timely decisions help businesses invest in their future while managing costs.

Improve Premises

Boost Business Image

Flexible Use Of Funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types Of Fit-Out Finance Available

Unsecured Business Loan

Ideal for businesses with at least two years’ trading and a good credit record, unsecured loans up to £500,000 need no collateral. Decisions are usually made within 1 to 2 weeks for projects of modest scale.

Unsecured Business Loan

Unsecured business loans provide access to funding between £10,000 and £500,000, with repayment terms from 12 to 60 months and interest rates typically ranging from 6% to 15% APR. Applicants submit financial statements for assessment, with decisions and funds possible in under two weeks—ideal for fit-out requirements when you do not wish to pledge assets.

Secured Business Loan

For larger fit-out projects, offering assets as collateral gives access to higher loan amounts, typically between £25,000 and £1,000,000, with up to seven years to repay.

Secured Business Loan

A secured business loan allows you to borrow larger sums of up to £1,000,000 using business assets such as property or equipment as security. Terms can be from 24 to 84 months, with interest rates from 3% to 8% APR. Asset valuations form part of the application, and you’ll usually receive a decision within two to four weeks.

Asset Finance

Asset finance is designed for purchasing equipment, fixtures, or furnishings for your space, financing up to £500,000 over 1 to 5 years, often without large upfront costs.

Asset Finance

This option suits businesses needing specific machinery or furnishings for their premises. You can borrow from £5,000 to £500,000 for 12 to 60 months at interest rates typically between 5% and 12% APR. Submit equipment quotes for approval, after which suppliers are paid directly—helping you get work underway quickly, with no pressure on capital reserves.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How To Secure Fit-Out Finance With Funding Agent

Apply Online

Complete our simple online application form, providing business financials and project details to begin the process quickly and efficiently.

Select Lenders

Compare and select from a panel of lenders, tailored to your needs and eligibility, with clear rates and term options.

Receive Funds

Upon approval and final paperwork, receive the funds—often within days—so your fit-out project can get underway without delay.

Compare 700k Fit-Out Finance Options

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical borrowing range for fit-out finance?

How quickly can I access funds for my fit-out?

Are there fees or additional costs?

Which fit-out finance type suits my business?

DIVE DEEPER

August 28, 2025

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£1m

Compare ^Fit-Out ^Finance Options Up To £700k

Key ^Benefits Of 700k Fit-Out Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types Of Fit-Out Finance Available

Unsecured Business Loan

Unsecured Business Loan

Secured Business Loan

Secured Business Loan

Asset Finance

Asset Finance

Typical Funding Journeys on Funding Agent