^£700K Line of Credit - Apply Now

To be eligible, your business should have at least two years' trading history, a strong credit score, and up-to-date financial records. Amounts typically range from £10,000 to £700,000, with indefinite terms renewed annually and rates from 3% to 25%. Funds support inventory, working capital, and unexpected costs across sectors like retail and manufacturing. The application involves submitting financial statements and credit reports, with a decision usually within 1-2 weeks.

This facility requires collateral such as property or equipment and a trading history. Typical amounts range from £50,000 to £700,000, over 12 to 60 months. Interest rates are generally between 2% and 10%. The process involves valuing your assets, a financial assessment, and then credit approval, taking around 2-4 weeks. It is especially suitable for capital-heavy sectors like construction and agriculture.

Unsecured facilities are accessible to businesses that can demonstrate robust business performance and healthy credit, with amounts from £10,000 to £200,000 for up to 24 months. Interest is usually higher, between 6% and 25%, reflecting lender risk. Applications are straightforward—submit financials and undergo a credit evaluation for a decision in 1-2 weeks, enabling rapid access to working capital for operating costs or growth.