FINANCE OPTIONS

^£800K Revolving Credit - Apply Now

Q: How much can my business borrow with a revolving credit facility?

The amount you can borrow typically ranges from £5,000 up to £800,000, depending on your business’s creditworthiness, revenue consistency, and the policies of the chosen lender.

Q: How long does it take to access funds through a revolving credit facility?

Initial decisions take from 1 to 4 weeks after submitting all required documents, and funds are usually accessible within a week once approved. Prompt documentation can speed up the process.

Q: What interest rates and fees should I expect?

Interest rates typically range from 4% to 15% and depend on your credit profile, facility size, and economic conditions. Additional arrangement or renewal fees may also apply.

Q: What are the main types of revolving credit for UK businesses?

Main options include business overdrafts, credit lines, and invoice financing lines. Each has its own eligibility, limits, term structures, and typical uses tailored to different business needs.

A £800K Revolving Credit facility gives UK SMEs ongoing access to funds up to a set limit, offering the flexibility to borrow, repay, and borrow again as business needs change. Unlike a traditional loan, it works more like a business credit card but with higher limits and terms designed for commercial use. Businesses use this finance to cover cash flow gaps, support seasonal demand, or respond quickly to opportunities. It is popular for its flexibility, adaptability, and ability to support day-to-day operational needs.

Secure up to £800,000 in £ Revolving Credit with Funding Agent.

Secure up to £1,000,000 in Secure up to £800,000 in £ Revolving Credit with Funding Agent. with Funding Agent.

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Key ^Benefits of £800K Revolving Credit

Revolving credit stands out for its flexibility when managing business finances. Businesses with varying cash flow or those responding to rapid changes in demand can benefit from features such as selective withdrawals, interest that’s only charged on what’s actually borrowed, and the potential for competitive rates depending on credit profile and lender policies.

Flexible funding access

Helps manage cash flow

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facilities

Business Overdraft

A business overdraft attaches to your current account, allowing withdrawals beyond your balance up to an agreed limit, ideal for bridging short-term gaps or covering unexpected costs.

Business Overdraft

Business overdrafts work for SMEs with a suitable current account, solid credit history, and consistent cash flow. Usual limits range from £5,000 to £500,000, with terms spanning 12 to 24 months and annual reviews. Applications are via your bank, typically involve supplying recent financial statements, and funding decisions are made within one to two weeks.

Credit Line

A credit line provides businesses with pre-approved funds up to £800,000, designed for use as and when needed to cover purchases or larger-scale cash flow demands.

Credit Line

Credit lines suit businesses with at least two years of trading and financial accounts. Typical funding is £10,000 to £800,000, with 6 to 36 month terms. Application requires financial review, and decisions usually take two to four weeks. These lines help with inventory purchases and managing seasonal spikes in demand.

Invoice Financing Line

Invoice financing lines allow companies to access cash tied up in unpaid invoices, supporting smoother operations and stabilising cash position.

Invoice Financing Line

Ideal for firms invoicing regularly, invoice financing advances a portion of invoice value—typically £10,000 to £500,000—until the client pays. It’s an option for those wanting faster access to money owed, with approvals possible within a few days. Interest typically falls between 1.5% and 3% per invoice.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Get £800K Revolving Credit with Funding Agent

Complete Online Form

Submit your business and credit needs securely using our online application form to start the process.

Review Offers

Funding Agent matches your profile with lenders and presents tailored revolving credit offers for you to consider.

Select Lender

Choose your preferred lender and finalise the agreement for your revolving credit facility efficiently and with clear guidance.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can my business borrow with a revolving credit facility?

How long does it take to access funds through a revolving credit facility?

What interest rates and fees should I expect?

What are the main types of revolving credit for UK businesses?

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^£800K Revolving Credit - Apply Now

Key ^Benefits of £800K Revolving Credit

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facilities

Business Overdraft

Business Overdraft

Credit Line

Credit Line

Invoice Financing Line

Invoice Financing Line

Typical Funding Journeys on Funding Agent