FINANCE OPTIONS

Stock And Inventory Finance for Retail – Get a Quote Today

Stock and Inventory Finance for Retail is a vital financial solution designed to help retail businesses manage their cash flow by borrowing against their inventory. This type of financing is particularly beneficial for businesses requiring large stock purchases without depleting cash reserves. By leveraging stock as collateral, retail owners can effectively maintain operations and meet upcoming demand peaks. For further details on financing options, explore our comprehensive guide on asset finance solutions.

Stock And Inventory Finance

Secure up to £500,000 in Stock And Inventory Finance with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of Stock And Inventory Finance for Retail?

One of the primary advantages of Stock and Inventory Finance is its potential to improve cash flow without impacting business ownership. It allows for bulk purchasing, securing discounts, and aligning inventory spending with sales cycles. Businesses can typically borrow between £10,000 to £5,000,000 with decisions often reached within 1 to 2 weeks. Discover how our working capital solutions can streamline your financial processes.

black tick in a green circle
Improved cash flow
black tick in a green circle
Reduced stockouts
black tick in a green circle
Enhanced inventory control

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of Stock And Inventory Finance for Retail?

Inventory Loans

Inventory Loans cater to UK businesses with at least 6 months of trading history, allowing borrowing of £10,000 to £1,000,000 for 3 to 24 months. The key eligibility involves inventory as collateral. Find out more in our invoice finance guide.

Inventory Loans

Inventory Loans offer interest rates from 4% to 12% APR, facilitating the purchase of new stock and managing seasonal cash flow fluctuations. With approval based on business financial health, decision times range from 1 to 2 weeks. Explore how equipment finance can empower your growth.

Asset-Based Lending

Asset-Based Lending is geared towards businesses with substantial physical stock, providing £50,000 to £5,000,000 for 6 to 36 months. Eligibility depends on leveraging assets for working capital. Delve into our trade finance solutions.

Asset-Based Lending

Starting with interest rates at 3% above base rate, this lending option caters to large orders and bridging delays. The evaluation includes detailed stock and balance sheet analysis with a decision time of 2 to 4 weeks. Find inspiration in our asset finance options.

Purchase Order Finance

Purchase Order Finance supports SMEs with confirmed orders from credible customers, offering £20,000 to £2,500,000 until order fulfillment. Minimum trade history enhances eligibility. Our supply chain finance can offer further insights.

Purchase Order Finance

This finance type charges 2% to 6% monthly and ensures quick supplier payments thanks to its verification of purchase orders and customer credibility. Experience fast processes similar to those in our equity finance services.

What is Stock and Inventory Finance for Retail?

Application Processes

The application for Stock and Inventory Finance requires submitting detailed financial statements and inventory records. Generally, an initial decision is reached within 1 to 2 weeks, and funds could be available in 1 to 3 weeks. Learn about our simplified quick business finance application process.

Regulatory Requirements

Finance providers must be FCA-authorized, adhering to consumer credit laws. Compliance ensures protection for businesses and continual service quality. Consider the regulatory compliance of our asset financing solutions.

Borrowing Capacity and Rates

Borrowing amounts depend on inventory value and business financial health, with interest rates ranging from 4% to 12% APR. Factors such as creditworthiness influence terms, akin to those in our invoice finance options.

Get Funding For your business

Generate offers
Cta image

FAQ’S

How much can I borrow with Stock and Inventory Finance?
How quickly can I get a decision for Stock and Inventory Finance?
What are the interest rates for Stock and Inventory Finance?
What are the eligibility requirements for Stock and Inventory Finance?

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£500K

zero hidden fees

underline

Extra bits you might find useful..