FINANCE OPTIONS
850k Asset Refinance – Get a Quote Today
£850k Asset Refinance means borrowing money against the value of an asset you own, like property or equipment, to get up to £850,000. It's a way to access cash without selling your asset. If you're curious about how this could work for you, feel free to ask!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 850k Asset Refinance?
£850k Asset Refinance allows businesses to unlock capital tied up in existing assets, enabling them to invest in growth opportunities or manage cash flow more effectively. This financial strategy can help lower overall borrowing costs and provide flexibility in financial planning.
Improved cash flow
Lower interest rates
Flexible repayment options
SCALE YOUR BUSINESS TO NEW HEIGHTS
200+
Providers
Providers
What are the different types of 850k Asset Refinance?
Cash-Out Refinance
Replacing an existing loan, taking out extra funds against the asset’s equity.
Rate-and-Term Refinance
Refinancing to change interest rate or loan term, without withdrawing extra cash.
Debt Consolidation Refinance
Using asset refinance to pay off and consolidate multiple debts into a single loan.
What is 850k Asset Refinance?
What is Asset Refinance?
Asset refinance is a financial process where a business uses the value of assets it already owns, like machinery or vehicles, to secure a new loan or raise cash. The business receives money from a lender by either temporarily transferring ownership or using the asset as security, but it still keeps using the asset.
Key Methods and Uses
The main ways to refinance assets include sale-and-leaseback (selling the asset to a lender and then leasing it back) and borrowing against assets even if they are not fully paid off. Businesses use asset refinance to get cash for business needs, improve cash flow, consolidate debts, or fund investments like new equipment or property.
Benefits and Risks
Benefits of asset refinance include quick access to cash, flexible repayments, and potential availability even with poor credit. However, if the business can’t repay, it risks losing the asset. It may also cost more over time compared to simply using saved cash.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is £850k asset refinance?
Which sectors commonly use £850k asset refinance?
Can £850k asset refinance help with consolidation or larger business purchases?
Who qualifies for £850k asset refinance in the UK?
DIVE DEEPER
We Like To Keep Things Simple
Match with
150+
Lenders
Loans from
£1000
to
£1m
to
£1m
zero hidden fees
