FINANCE OPTIONS

£850K Unsecured Business Loans - Apply Now

£850K Unsecured Business Loans are loans up to £850,000 that businesses can get without having to use any personal or business assets as collateral. It's a straightforward way to get funding for your business needs without risking your property. If you're considering a loan to grow your business, unsecured options might be a great place to start!

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of £850K Unsecured Business Loans?

£850K Unsecured Business Loans provide businesses with the necessary capital without requiring any asset collateral, making it an accessible financing option. This type of loan is especially beneficial for businesses looking to expand, invest in new opportunities, or cover urgent expenses, offering flexibility in repayment and a quicker approval process compared to secured loans.
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No collateral required
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Flexible repayment terms
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Fast approval process

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of £850K Unsecured Business Loans?

Term Loans

Fixed lump-sum loans repaid over a set period, without security.

Term Loans

Unsecured term loans provide a set amount (£850K) with fixed repayments over 1–5 years. No collateral is required; lenders rely on business creditworthiness and cash flow for approval.

Revolving Credit Facilities

Flexible credit lines that can be drawn and repaid as needed, unsecured.

Revolving Credit Facilities

Unsecured revolving credit facilities let businesses access up to £850K as needed, repaying and redrawing funds flexibly. Interest is charged only on the amount used, with no fixed repayment schedule.

Merchant Cash Advances

Advances based on future card sales, repaid via a percentage of daily sales.

Merchant Cash Advances

A merchant cash advance offers £850K upfront, repaid automatically from a percentage of card sales. Suitable for businesses with strong card revenue, no physical assets required as security.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is an £850K Unsecured Business Loan?

No Collateral Required

£850K unsecured business loans let businesses borrow large sums without needing to use assets, property, or equipment as security. Instead, approval is usually based on business track record, creditworthiness, and sometimes a personal guarantee.

Types of Unsecured Loans

Common options for large unsecured loans include Fixed Term Loans (repaid in monthly installments over a set time), Revolving Credit Facilities (flexible lines of credit you can draw from and repay as needed), and Merchant Cash Advances (money advanced based on future card sales, paid back as a share of each day’s income).

Advantages and Eligibility Requirements

Unsecured business loans are typically quick to arrange and require less paperwork than secured loans. However, businesses must have strong financial records and a good credit history to qualify for higher amounts like £850K. These loans help with cash flow and growth, but interest rates and costs may be higher than for secured borrowing.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

What are £850K unsecured business loans?
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