FINANCE OPTIONS
900k Selective Invoice Finance - Get a Quote
900k Selective Invoice Finance is a way to get up to £900,000 by selling only the invoices you choose to a finance company, helping you improve cash flow without taking on extra debt. If you want to learn how this can work for your business, just ask!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 900k Selective Invoice Finance?
900k Selective Invoice Finance allows businesses to access funds tied up in unpaid invoices, providing liquidity and flexibility. By selectively financing specific invoices, companies can improve cash flow without incurring additional debt, enabling them to focus on growth. This financing solution is particularly beneficial for businesses with fluctuating cash needs and can be tailored to suit specific financial requirements, ensuring quick access to essential funds when needed.
Improves cash flow
Flexible financing options
Quick access to funds
SCALE YOUR BUSINESS TO NEW HEIGHTS
200+
Providers
Providers
What are the different types of 900k Selective Invoice Finance?
Recourse Selective Invoice Finance
The business retains responsibility for unpaid invoices if the customer defaults.
Non-Recourse Selective Invoice Finance
The lender assumes the risk of non-payment—businesses are not liable if the customer defaults.
Disclosed Selective Invoice Finance
The customer is informed that their invoice has been financed and must pay the lender directly.
What is 900k Selective Invoice Finance?
What is Selective Invoice Finance?
Selective Invoice Finance allows businesses to choose specific customer invoices to sell to a finance provider for immediate cash, rather than financing their entire sales ledger. This helps companies manage cash flow quickly and flexibly by only financing invoices as needed.
Types and Options: Disclosed vs. Undisclosed
There are two main types: Selective Invoice Factoring (disclosed) and Selective Invoice Discounting (undisclosed). In disclosed (factoring), the customer is notified and pays the finance provider directly. In undisclosed (discounting), the customer is unaware, and the business keeps payment collection control.
Business Responsibility and Risk
Usually, the business is responsible if a customer fails to pay, especially with undisclosed options. Finance providers manage risk by assessing the creditworthiness of each customer before advancing funds, but most often, businesses still take on the main risk for unpaid invoices.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is 900k Selective Invoice Finance in recruitment?
Can construction companies use 900k Selective Invoice Finance?
How quickly do healthcare firms receive funds with 900k Selective Invoice Finance?
Are there specific benefits for exporters with 900k Selective Invoice Finance?
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