FINANCE OPTIONS

^£900K Unsecured Business Loans - Apply Now

Q: What is the minimum and maximum I can borrow with an unsecured business loan?

You can typically borrow from £5,000 up to £1,000,000 with unsecured business loans. The actual amount offered will depend on your business’s creditworthiness, financial history, and the policies of the lender you apply with.

Q: How long does approval and funding take?

Initial decisions are usually made within two to five business days. After approval, funds are typically available within one to three weeks, depending on how quickly you complete the agreement and any due diligence required by the lender.

Q: What interest rates apply to £900K unsecured business loans?

Typical interest rates range from 6% to 20% APR, based on your business’s credit score, loan amount, and the repayment period. Some loans may also include arrangement or late repayment charges, so always review the terms carefully.

Q: What types of unsecured business loans can I apply for?

You can choose from term loans, revolving credit facilities, and merchant cash advances. Each has its own eligibility requirements, funding amounts, and repayment structures, catering to different business needs and cash flow scenarios.

£900K unsecured business loans let UK SMEs borrow up to £900,000 without securing the loan against property or other assets. Approval depends on the business’s creditworthiness and financial performance, not available collateral. This funding suits companies looking for a straightforward way to support growth, manage working capital, or cover business purchases. With flexible funding choices and no need to pledge business assets, unsecured business loans can help firms act quickly on opportunities, all while keeping their property and equipment separate from borrowing obligations.

Secure up to £900,000 in £ Unsecured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £900,000 in £ Unsecured Business Loans with Funding Agent. with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Why Choose an Unsecured Business Loan?

Unsecured business loans provide fast access to finance without risking business or personal assets. Interest rates typically range from 6% to 20% APR and decisions arrive in as little as two to five business days. This flexibility and speed help UK businesses meet their immediate needs and support long-term growth efforts, all with a streamlined, collateral-free process.

No collateral required

Quick access to funds

Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of £900K Unsecured Business Loans

Term Loan

Term loans suit established businesses seeking predictable repayments for projects or growth. Borrow between £10,000 and £1,000,000, with terms from 12 to 60 months and fixed or variable rates.

Term Loan

To qualify for a term loan, your business should have at least two years of trading history, solid cash flow, and a reasonable credit score. The straightforward application requires submitting financial documents and credit checks. Once approved, you receive the full amount up front, repaying in regular instalments. These loans commonly support sectors such as retail, manufacturing, and tech startups aiming for consistent, planned growth.

Revolving Credit Facility

Revolving credit facilities offer ongoing access to funds—perfect for businesses with fluctuating cash flow or short-term expense cycles, from £50,000 to £500,000.

Revolving Credit Facility

With a revolving credit facility, credit checks and annual reviews ensure ongoing eligibility. Eligible companies typically have at least one year’s trading history and a strong cash profile. Once set up, you can draw funds as needed and repay on your schedule, making it ideal for wholesale, construction, or seasonal retailers managing changing demand.

Merchant Cash Advance

Merchant cash advances support SMEs with regular card sales. Funding ranges from £5,000 to £300,000 and suits fast-moving expenses.

Merchant Cash Advance

This finance type is tailored for businesses with consistent debit or credit card transactions, such as hospitality and online retailers. The process is simple: submit your card sales data, receive an offer quickly, and repayments flex with your daily card revenue—an agile solution for stocking up or running marketing campaigns.