FINANCE OPTIONS

£900K Unsecured Business Loans - Apply Now

£900K Unsecured Business Loans are loans of up to £900,000 that businesses can get without having to put up any personal or business assets as security. It's a flexible way to get funding without the risk of losing your property. If you want to learn more about how this could help your business, feel free to ask!

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of £900K Unsecured Business Loans?

£900K Unsecured Business Loans provide businesses with significant funding without the need for collateral, enabling them to invest in growth, manage cash flow, or expand operations promptly. This flexibility empowers entrepreneurs to pursue opportunities and tackle unexpected expenses, ensuring that financial constraints do not hinder their business ambitions.
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No collateral required
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Quick access to funds
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Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of £900K Unsecured Business Loans?

Term Loans

A lump sum loan repaid over a fixed period with regular payments.

Term Loans

Term loans provide businesses with a £900K lump sum upfront, repaid in regular installments over a set period, typically at a fixed or variable interest rate. No specific collateral is required, but strong trading history and creditworthiness are essential.

Revolving Credit Facilities

A credit line that allows businesses to draw, repay, and redraw funds up to a set limit.

Revolving Credit Facilities

A revolving credit facility offers ongoing access to up to £900K. Businesses can borrow, repay, and borrow again as needed within the limit. Interest is only charged on the amount drawn, offering flexible cash flow management without using assets as security.

Peer-to-Peer (P2P) Business Loans

Loans funded by individual investors via online platforms, not banks.

Peer-to-Peer (P2P) Business Loans

P2P business loans connect companies seeking £900K unsecured funding with investors through online platforms. This model bypasses traditional banks, often offering varying terms, competitive rates, and faster approval, based on the borrower’s credit profile.

Typical Funding Journeys on Funding Agent

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Your request is matched to suitable lenders
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What is a £900K unsecured business loan?

No Collateral Required, But Strong Financials Needed

£900K unsecured business loans do not require you to put up any company or personal assets as collateral. However, since these are large sums and there’s no collateral for lenders to claim if you can’t repay, your business must show strong financial health, a good credit score, and a solid track record to qualify.

Types and Terms of Unsecured Business Loans

Key forms of £900K unsecured loans include term loans (repaid with regular fixed payments), revolving lines of credit (flexible borrowing and repayment within a set limit), and merchant cash advances (repayments tied to future sales). Unsecured loans typically come with higher interest rates and may have shorter repayment periods than secured loans.

Common Uses and Application Process

Businesses usually use these loans to expand, buy equipment, launch new products, or cover cash flow gaps. The process requires detailed paperwork, including financial statements, tax returns, business plans, and credit checks. The approval process is typically faster than for secured loans, but lenders may ask for personal guarantees or business liens to reduce their risk.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

Which sectors commonly qualify for £900K Unsecured Business Loans?
What are the eligibility criteria for a £900K Unsecured Business Loan?
How quickly can £900K Unsecured Business Loan funds be approved and received?
Is security or collateral required for a £900K Unsecured Business Loan?

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