FINANCE OPTIONS

950k Invoice Factoring – Get Funding Now

950k Invoice Factoring means selling your unpaid invoices worth £950,000 to a financial company, so you get cash quickly instead of waiting for your customers to pay. It's a handy way to improve cash flow and keep your business running smoothly. Interested in how it could help your business? Let's chat!

Invoice Factoring

Secure up to £1,000,000 in Invoice Factoring with Funding Agent.

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What are the benefits of 950k Invoice Factoring?

950k Invoice Factoring is a financial solution that allows businesses to convert their outstanding invoices into immediate cash. By selling invoices valued at £950,000 to a factoring company, businesses can improve their cash flow, meet urgent expenses, and reduce financial stress. This service is particularly useful for small to medium-sized enterprises that face challenges in waiting for customer payments, enabling them to invest in growth opportunities or manage day-to-day operations effectively.
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Improves cash flow
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Reduces financial stress
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Fast access to funds

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What are the different types of 950k Invoice Factoring?

Recourse Factoring

The business is liable if the customer fails to pay the factored invoice.

Recourse Factoring

Recourse factoring means if the client’s customer doesn’t pay the invoice, the business must buy it back or replace it. It's usually less expensive but riskier for the business if customers are unreliable.

Non-Recourse Factoring

The factoring company assumes the risk of non-payment by the customer.

Non-Recourse Factoring

Non-recourse factoring shifts the risk of non-payment to the factoring company, protecting the business if their customer defaults. This type is more expensive due to the added risk for the factor.

Spot Factoring

Single or select invoices are factored instead of the business’s full ledger.

Spot Factoring

Spot factoring allows a business to factor one or a few invoices as needed, rather than committing to a contract for all invoices. It's flexible but often comes with higher fees per invoice.

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What is 950k Invoice Factoring and how does it work?

What is 950k Invoice Factoring?

950k Invoice Factoring is a financial service where a business sells up to $950,000 worth of its unpaid invoices to a third-party company (known as a factor) in order to get most of the invoice value in cash immediately, which helps improve the business’s cash flow.

Types of Invoice Factoring

There are three key types: Recourse Factoring (the business is responsible if the customer doesn’t pay), Non-Recourse Factoring (the factoring company takes on the risk of non-payment), and Spot Factoring (the business factors single or select invoices instead of all invoices).

How it Works in Practice

The factoring company reviews the customer’s credit, provides 70%-90% of the invoice value upfront, and pays the remainder (minus a fee) after collecting from the customer. This service is useful for businesses with slow-paying customers or rapid growth but costs more than traditional loans.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

What is 950k Invoice Factoring for the care sector?
How does 950k Invoice Factoring help care staffing firms?
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