FINANCE OPTIONS

^Asset Finance for Civil Engineering – Get a Quote

Q: How much can I borrow through asset finance?

Borrowing limits range from £5,000 to £1,000,000, influenced by your firm’s credit profile and asset type. We guide you through this process, offering solutions tailored to your capacity.

Q: What are the typical interest rates?

Interest rates for asset finance typically range from 3% to 12% APR, dependent on market conditions and asset specifics. Our services aim to offer competitive rates within this bracket.

Q: How quickly can I get a decision?

Initial decisions on asset finance can be reached in 5 to 14 days, with funds often available within a week post-approval. Our streamlined process aims to meet these timelines efficiently.

Q: What eligibility criteria must be met?

Eligibility includes being a UK-registered SME with a sound credit history and the ability to demonstrate the utility of the financed asset. Documentation and business plans are part of the application.

Asset finance is a vital tool for civil engineering firms, allowing them to secure essential machinery such as diggers and cranes without upfront purchases. This innovative finance solution maximizes efficiency by enhancing cash flow and flexibility. For further insights, explore our extensive asset finance options.

Asset Finance

Secure up to £500,000 in Asset Finance with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of Asset Finance for Civil Engineering?

Benefits of asset finance include managing substantial expenditures over time, improving immediate cash flow, and upgrading technology as needed. This service is a lifeline for firms looking to grow without immediate large capital outlays. Learn more about how we can support your projects with precise financial solutions.

Improved cash flow

Access to latest equipment

Flexible financing options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Asset Finance for Civil Engineering?

Equipment Leasing

Equipment leasing offers amounts from £5,000 to £500,000 with terms of 12-60 months, supporting UK SMEs with satisfactory credit profiles. Explore how leasing can aid your projects here.

Equipment Leasing

This financial product facilitates the leasing of diggers, cranes, or specialist machinery, providing decision turnarounds in 5-10 days. Suitable for construction firms needing equipment like excavators, find how leasing enhances project delivery with our industry insights.

Hire Purchase

Targeted at SMEs with strong credit histories, hire purchase covers £10,000 to £1,000,000 over 24-72 months, enabling equipment ownership post-lease. Check our range of support options here.

Hire Purchase

Hire purchase allows for acquiring crucial machinery like bulldozers, ensuring long-term project success. Decisions typically take 7-14 days, with examples including bridge construction firms acquiring cranes. Explore comprehensive purchase solutions.

Refinance (Sale and Leaseback)

Refinancing provides £20,000 to £500,000 for UK SMEs by leveraging owned machinery, with terms of 12-60 months. Discover more on cash flow solutions here.

Refinance (Sale and Leaseback)

This method improves cash flow by unlocking equipment value, allowing leasing back for continued use. Often finalized in 10-15 days, it supports immediate liquidity needs, ideal for firms retaining vital machinery. See our offerings in refinancing.

What is Asset Finance for Civil Engineering?

Application Process Simplified

The asset finance application requires detailed business plans and credit checks, streamlined for rapid decision-making. Funds are usually accessible within a week post-decision. Learn about our efficient application process.

Regulations and Compliance

In the UK, asset finance providers must adhere to FCA regulations, ensuring transparency and fair practices. Our team ensures compliance with all regulatory frameworks, providing a secure financial environment. Explore trust-based finance with our guides.

Assessing Borrowing Capacity

Borrowing capacity from £5,000 to £1,000,000 depends on factors like creditworthiness and asset type. Our tailored solutions offer competitive rates from 3% to 12% APR. Find out how we assess financial potential with our expert advice.

Get Funding For your business

Generate offers

FAQ’S

How much can I borrow through asset finance?

What are the typical interest rates?

How quickly can I get a decision?

What eligibility criteria must be met?

DIVE DEEPER

June 24, 2025

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£500K

Find all our resources

^Asset Finance for Civil Engineering – Get a Quote

What are the ^benefits of Asset Finance for Civil Engineering?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Asset Finance for Civil Engineering?

Equipment Leasing

Equipment Leasing

Hire Purchase

Hire Purchase

Refinance (Sale and Leaseback)

Refinance (Sale and Leaseback)