FINANCE OPTIONS

^Asset Finance for Technology Businesses – Get a Quote Today

Q: How much can I borrow through asset finance?

You can borrow between £5,000 and £2,000,000 with asset finance, depending on your business credit score and asset value.

Q: How quickly can I get a decision on asset finance?

Decisions are typically made within 1 to 7 business days, influenced by the complexity of your application and responsiveness in providing documentation.

Q: What are the typical interest rates for asset finance?

Interest rates range from 3% to 15% APR, depending on asset type and borrower creditworthiness.

Q: What eligibility criteria are there for asset finance?

Eligibility requirements include having a UK-based business with a good credit profile and the ability to provide an asset as collateral.

Asset finance is a strategic approach enabling technology businesses to acquire or lease vital equipment by using the assets as collateral. This allows companies to invest in up-to-date tools without significant upfront costs, enhancing cash flow management. Discover more at asset finance for small businesses.

Secure up to £500,000 in Asset Financing with Funding Agent.

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What are the ^benefits of Asset Finance for Technology Businesses?

The primary advantage of asset finance is the ability to use the latest technology while conserving capital. This improves cash flow and optimises balance sheet performance. Businesses usually receive decisions within a week and funds within three weeks. Learn more about these benefits in our equipment finance options.

Preserves cash flow

Access to latest technology

Flexible repayment options

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What are the different types of Asset Finance for Technology Businesses?

Equipment Leasing

Equipment leasing allows UK tech companies with a solid credit history to lease technology worth £10,000 to £500,000 over 12 to 60 months. For details, explore our invoice financing options.

Equipment Leasing

With interest rates from 3% to 15% APR, equipment leasing is ideal for leasing computers and servers. Decisions are typically made within 1 to 3 business days. This is suitable for tech startups needing server upgrades, as outlined in our asset finance guide.

Hire Purchase

Hire purchase enables SMEs to acquire tech equipment, like high-end computers, from £5,000 to £1,000,000. Terms range from 12 to 72 months. See more at asset finance solutions.

Hire Purchase

Offering rates between 4% and 12% APR, hire purchase is great for companies like biotech firms needing lab instruments. The process involves an initial deposit with asset ownership transferring upon final payment, as explained in our financing options overview.

Finance Lease

A finance lease covers long-term technology rentals from £20,000 to £2,000,000 over 24 to 84 months. More on this in our asset finance section.

Finance Lease

With rates of 5% to 14% APR, finance leases are ideal for software companies needing prolonged use of specialised equipment. Learn about our extended rental options at asset finance guide.

What is Asset Finance for Technology Businesses?

Application Process Simplified

The asset finance application involves submitting business details and financials, with decision times ranging from 1 to 7 business days. Simplify your application process with our guidance at asset finance.

Navigating Regulatory Compliance

Asset finance is regulated by the FCA, ensuring transparency and compliance with the Consumer Credit Act. We guide you through regulatory adherence in our financial regulations section.

Determining Borrowing Capacity

Your borrowing capacity is influenced by business credit score, asset type, and trading history. Learn how to optimise these factors on our asset finance page.