FINANCE OPTIONS

^Business Acquisition Finance Ireland – Get a Quote

Q: What amounts can I borrow for business acquisition?

You can typically borrow between £50,000 and £10,000,000 for business acquisition, with the amount determined by your business’s credit history, valuation, and the assessment of the target company.

Q: How quickly can acquisition finance be arranged?

Initial lender decisions usually take 1 to 4 weeks, and funds may be released within 3 to 12 weeks post-approval. Having complete documentation and a clear plan helps to speed up the process.

Q: What are the typical interest rates and fees?

Interest rates range from 5 percent to 18 percent, depending on creditworthiness, type of finance, and valuation. Expect potential arrangement, legal, and due diligence fees.

Q: What types of acquisition finance are available?

Main types include Term Loans, Asset-based Lending, and Equity Finance. Each has its own eligibility criteria, funding ranges, and processes tailored to various acquisition strategies.

Business Acquisition Finance Ireland provides funding for UK SMEs seeking to acquire other businesses as part of their growth strategy. It enables companies to expand, diversify, or enter new markets through acquisition, offering access to significant capital to facilitate the purchase of another company. By supporting acquisitions, this finance solution helps businesses boost their competitiveness, increase market share, and strengthen their operations with new assets or capabilities. It is a common choice for firms aiming to accelerate their development or adapt to changing market conditions.

Business Acquisition Finance

Secure up to £1,000,000 in Business Acquisition Finance with Funding Agent.

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Key ^Benefits of Business Acquisition Finance

Business Acquisition Finance is designed for SMEs looking to grow by acquiring other companies. It empowers strategic expansion by offering timely capital, flexible terms, and tailored options to suit varying business needs. Securing the right funding can help streamline the acquisition process, enhance resources, and support long-term goals while maintaining financial stability.

Flexible financing options

Support for business growth

Enhanced acquisition opportunities

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Business Acquisition Finance

Term Loan

Term Loans provide a straightforward solution for acquiring another business, offering fixed amounts and defined repayment schedules. Suitable for SMEs with solid financials and a clear acquisition plan, these loans support purchases ranging from £50,000 to £5,000,000.

Term Loan

With a term loan, businesses can secure funding over 12 to 84 months, with interest rates typically between 5 percent and 15 percent APR. The process involves submitting financial statements, a comprehensive acquisition plan, and passing lender due diligence requirements. This route is popular for acquiring competitors, expanding into new markets, or scaling operations strategically.

Asset-based Lending

Asset-based Lending allows companies with significant assets to secure finance using receivables or inventory as collateral, supporting acquisitions without sacrificing cash flow. Typical loan amounts span £100,000 to £2,000,000.

Asset-based Lending

Lenders assess the value of your assets to determine suitable funding, offering terms of 6 to 36 months and interest rates from 6 percent to 18 percent. This approach increases leverage while preserving liquidity, making it ideal for businesses in wholesale, logistics, or manufacturing with strong asset portfolios.

Equity Finance

Equity Finance involves raising capital by selling a share of your business, helping fund major acquisitions without taking on debt. Investment sizes often range from £250,000 to £10,000,000.

Equity Finance

In this model, investors provide funding in exchange for equity, and there is no fixed repayment term. The process includes pitching to investors, presenting your acquisition strategy, and negotiating the terms of the investment. Equity finance is particularly attractive to high-growth SMEs and tech startups planning aggressive expansion.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access Business Acquisition Finance with Funding Agent

Evaluate Needs

Identify your acquisition targets and calculate the amount of funding required using our online application form for the transaction and related costs.

Submit Application

Share detailed business plans, financial statements, strategy documents, and identification records to support your application.

Comparison and Support

Funding Agent compares options from multiple lenders, presenting tailored choices and assisting you in selecting the most suitable finance package.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What amounts can I borrow for business acquisition?

How quickly can acquisition finance be arranged?

What are the typical interest rates and fees?

What types of acquisition finance are available?

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^Business Acquisition Finance Ireland – Get a Quote

Key ^Benefits of Business Acquisition Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Business Acquisition Finance

Term Loan

Term Loan

Asset-based Lending

Asset-based Lending

Equity Finance

Equity Finance

Typical Funding Journeys on Funding Agent