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^Cash Flow Finance Ireland - Get a Quote Today

Q: How much can I borrow with Cash Flow Finance Ireland?

You can typically borrow from £10,000 up to £2,000,000. The actual amount depends on your business’s turnover, asset value, and quality of receivables. Larger or more established businesses generally qualify for higher loan amounts through this type of finance.

Q: How quickly can I get a decision and funding?

Initial decisions usually take 2 to 7 days. Once approved, funds can be made available within 1 to 3 weeks. Providing complete and up-to-date documents from the outset can help speed up the process.

Q: What rates and fees apply to cash flow finance?

Rates typically range from 1.5% to 18% APR, depending on factors such as your creditworthiness, loan size, and agreed term. Some lenders may charge arrangement or service fees in addition to interest.

Q: What types of cash flow finance are available?

The main types include invoice finance, revenue-based financing, and asset-based lending. Each is suited to businesses with different profiles and funding needs—such as invoice finance for payment gaps or asset-based lending for asset-rich firms.

Cash Flow Finance Ireland enables UK SMEs and Irish businesses to access funding using their unpaid invoices or projected income. This finance solution supports companies that need to bridge payment gaps without waiting for customer payments. It helps maintain smooth operations, cover day-to-day expenses, and invest in growth. Businesses often turn to cash flow finance for its ability to improve liquidity, support expansions, and manage unforeseen cash shortfalls. Funding Agent connects you with lenders who offer tailored options to address these critical business needs.

Cash Flow Finance

Secure up to £1,000,000 in Cash Flow Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of Cash Flow Finance

Cash flow finance offers targeted benefits for businesses with variable revenue or long payment cycles. It provides quick access to working capital based on your business performance—helping you maintain momentum, seize opportunities, and manage financial commitments more confidently. Funding Agent helps you compare rates, terms, and lender support for informed decisions.

Improved cash management

Flexibility in funding

Quick access to capital

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Cash Flow Finance

Invoice Finance

Invoice finance unlocks capital tied up in unpaid invoices by advancing a percentage of their value. It is ideal for UK businesses raising invoices to other businesses and needing to bridge payment gaps.

Invoice Finance

To access invoice finance, businesses submit their outstanding invoices to a lender, who then releases up to 90% of the invoice value. The typical facility size ranges from £10,000 to £500,000, with short terms from 1 to 12 months and rates between 1.5% and 5% per month. This approach helps companies in sectors like manufacturing, wholesale, and professional services to improve cash flow and keep operations running smoothly.

Revenue-Based Financing

Revenue-based financing is designed for businesses with predictable revenues. It provides fast funding in return for a share of your future monthly earnings until the agreement is repaid.

Revenue-Based Financing

Businesses with annual revenues from £150,000 can access between £10,000 and £250,000 over 3 to 24 months, with APRs from 6% to 18%. The decision typically takes 1 to 3 weeks. This solution is well suited to e-commerce, subscription, and technology companies looking to scale marketing, product development, or operations without giving up company equity.

Asset-Based Lending

Asset-based lending lets you secure funding using business assets such as equipment or inventory. This can provide larger funding amounts for asset-rich firms.

Asset-Based Lending

SMEs can borrow between £50,000 and £2,000,000 by leveraging assets. Terms range from 6 to 36 months, with APRs from 3% to 15%. The lender assesses your asset value and offers a percentage as a secured loan. This helps businesses in sectors like construction and retail finance expansion, refinance debt, or invest in new technology while freeing up working capital.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Arrange Cash Flow Finance with Funding Agent

Gather Documents

Prepare online application form financial statements, invoices, and revenue history in advance. This ensures a quicker and smoother application through our platform.

Apply Online

Complete a short online application form on the Funding Agent website with your business and financial details to get started.

Receive Offers

We match your business with a panel of suitable lenders. Review tailored offers and choose the finance solution that fits your needs.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can I borrow with Cash Flow Finance Ireland?

How quickly can I get a decision and funding?

What rates and fees apply to cash flow finance?

What types of cash flow finance are available?

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July 22, 2025

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^Cash Flow Finance Ireland - Get a Quote Today

Key ^Benefits of Cash Flow Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Cash Flow Finance

Invoice Finance

Invoice Finance

Revenue-Based Financing

Revenue-Based Financing

Asset-Based Lending

Asset-Based Lending

Typical Funding Journeys on Funding Agent