FINANCE OPTIONS

Construction Finance – Get Financing Options Today

Construction finance offers essential funding solutions for various stages of construction projects, from land acquisition to development. This type of finance is crucial for property developers looking to secure bridging loans or firms needing development financing.

Construction Finance

Secure up to £1,000,000 in Construction Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Construction Finance?

The primary benefits of construction finance include the ability to fund large projects, increased liquidity, and flexible repayment terms, which facilitate business growth and operational expansion.

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Improved cash flow
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Cost control
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Financial risk management

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What are the different types of Construction Finance?

Bridging Loans

Bridging loans are suitable for developers needing rapid funds. Typically ranging from £25,000 to £25 million, these loans offer a quick decision time of 48-72 hours. Explore how a bridging loan can support your next project.

Bridging Loans

These short-term loans, with interest rates ranging from 0.4% to 1.5% monthly, are designed for property acquisition and renovations. With decision times as quick as 48 hours, they offer an efficient solution for developers requiring immediate capital. An example is a developer in London using a bridging loan to secure land while awaiting another property's sale.

Development Finance

Available to experienced developers, development finance offers amounts from £150,000 to £10 million over 6 to 36 months. Learn more about development finance options today.

Development Finance

Development finance facilitates large-scale projects such as new building developments with interest rates from 4% to 9% annually. Decision times average 1 to 3 weeks, with detailed project plans required. An example is a Manchester firm obtaining finance for a new apartment block.

Contract Finance

Contract finance is for construction firms facing cash flow gaps, offering £20,000 to £5 million over 12 to 36 months. Find out about contract finance solutions available now.

Contract Finance

Designed to cover gaps between invoicing and payment during projects, with interest rates 2% to 6% over base rate, this finance helps maintain operational liquidity. Decision times are 2-4 weeks, suited for firms like those handling public projects needing steady cash flow.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How to Obtain Construction Finance

Submit Online Inquiry

Provide basic information about your business and finance needs.

Review Offers

Receive tailored finance offers and select the most suitable option.

Finalize Agreement

Complete due diligence and finalize loan terms with chosen lender.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

How much can I borrow with construction finance?
How quickly can I get a decision on construction finance?
What are the interest rates for construction finance?
What are the eligibility criteria for construction finance?

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