FINANCE OPTIONS

^Equipment Finance for Farming - Apply Now

Q: How much can I borrow for farm equipment?

You can borrow between £3,000 and £500,000 depending on your cash flow, creditworthiness, and the type of equipment you need. We offer guidance to help you determine the best amount for your circumstances.

Q: How quickly can I get a decision on equipment finance?

Decisions for equipment finance are typically made within 1-2 weeks, ensuring a swift process so you can access your machinery quickly.

Q: What are the interest rates for farming equipment finance?

Interest rates range from 3% to 10% APR, affected by your credit score, business health, and loan duration. We can help you secure the best rates based on your profile.

Q: What eligibility criteria must I meet for equipment finance?

Eligibility generally requires UK SMEs to have a sound financial record and at least a year of operation. Specific product types may have additional criteria, which we can help clarify.

Equipment finance for farming is a vital resource for UK SME farmers needing to acquire essential machinery like tractors and harvesters without hefty upfront costs. This support can be critical in enhancing productivity and maintaining competitive operations. Learn more about equipment finance for small businesses.

Equipment Finance

Secure up to £500,000 in Equipment Finance with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of Equipment Finance for Farming?

The primary benefit of equipment finance is its capacity to preserve cash flow while offering fixed, regular payments, aiding financial planning. Borrowing amounts range from £3,000 to £500,000, with swift decisions typically made in 1-2 weeks. Consult our asset finance calculator for more details.

Increased productivity

Flexible payment options

Access to latest technology

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Equipment Finance for Farming?

Hire Purchase

Hire Purchase allows UK SMEs with at least a 2-year trading history to purchase equipment directly. Amounts typically range from £10,000 to £500,000. Visit our asset finance guide for more.

Hire Purchase

With interest rates from 3% to 8% APR, Hire Purchase is a popular choice for acquiring tractors and other machinery. Decisions are usually made within 1 to 2 weeks, offering a path to eventual ownership of the asset. Learn more about this process at our buyout terms page.

Finance Lease

Finance Lease caters to SMEs with a minimum one-year operation record, allowing up to £250,000 for equipment. Discover more about our invoice financing options.

Finance Lease

With rates from 4% to 9% APR, financing leases provide flexibility with terms up to 48 months, perfect for hay balers or irrigation equipment. Approval generally takes a week. For comprehensive details, see alternative finance loans.

Operating Lease

Operating Leases assist SME farmers needing equipment temporarily, with amounts up to £150,000. Check our cash flow insights for better financial management.

Operating Lease

Ideal for short-term needs like planting machinery, operating leases have 6 to 36-month terms with rates from 5% to 10% APR. They offer the flexibility to return the equipment post-use. Find out more about this option here.

What is Equipment Finance for Farming?

Application Process Explained

Apply by submitting essential documents such as financial statements and equipment specifications. Decisions typically occur within 1-2 weeks, and upon approval, equipment becomes available immediately. Explore our streamlined processes here.

Regulatory Requirements

Adhering to FCA guidelines ensures transparent interactions throughout the lending process. Our expertise in this area guarantees compliance and protection. More on this can be found in our guarantee terms.

Borrowing Capacity Information

Your borrowing capacity depends on cash flow, creditworthiness, and asset type. We offer competitive rates from 3% to 10% APR, influenced by these factors. Dive deeper into how we assess capacity at our fixed asset page.

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FAQ’S

How much can I borrow for farm equipment?

How quickly can I get a decision on equipment finance?

What are the interest rates for farming equipment finance?

What eligibility criteria must I meet for equipment finance?

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^Equipment Finance for Farming - Apply Now

What are the ^benefits of Equipment Finance for Farming?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Equipment Finance for Farming?

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Operating Lease

Operating Lease