^Export Finance Ireland - Get Financing Now

Export working capital loans are available to UK-based SMEs with at least a year's trading history and confirmed export contracts. Businesses can typically borrow from £50,000 to £500,000 over terms of 3 to 24 months, at APRs from 6% to 12%. After assessing your contract and credit profile, approved funds are released to support your export orders. These loans are commonly used in manufacturing, engineering, and technology sectors.

Designed for UK SMEs with export invoices and creditworthy overseas buyers, export invoice finance allows you to release up to 90% of invoice value quickly. Repayments usually match your invoice terms (1 to 3 months), with rates starting 1% to 3% over base, plus service fees. This facility is particularly useful in industries such as textiles, consumer goods, and pharmaceuticals where lengthy payment terms are typical.

Export credit insurance gives UK businesses peace of mind by insuring against the risk that an overseas client fails to pay. Eligibility depends on the exporter's risk profile and their buyer's creditworthiness. Policies may cover up to 95% of invoice values and are available on annual or multi-year terms. This is especially relevant for sectors with significant international contracts, such as aerospace, machinery, and food products.