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Trade Finance for Import Export - Get a Quote

Trade finance for import and export provides vital financial support for UK SMEs engaged in international transactions, enabling businesses to enhance cash flow and reduce transaction-related risks. Products like letter of credit, export working capital, and invoice finance ensure timely payments to suppliers.

Trade Finance

Secure up to £1,000,000 in Trade Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Trade Finance for Import Export?

Offering regulated solutions by the FCA, trade finance mitigates risk and supports liquidity for SMEs. Access loan amounts ranging from £10,000 to £10,000,000 with decision times in 5 days to 4 weeks. Explore more about how this financing improves cash flow management.

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Improved cash flow
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Reduced risk
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Facilitated global trade

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of Trade Finance for Import Export?

Letter of Credit

A Letter of Credit offers amounts from £10,000 to £5,000,000, with lending terms up to 12 months, tailored for UK businesses in import/export trade. Learn more on ensuring payment assurance.

Letter of Credit

This finance product comes with interest rates of 1% to 3% of the transaction value and requires a good credit history. It facilitates payment guarantees upon delivery, which is vital in sectors like electronics and textiles. Discover its role in securing supplier transactions.

Export Working Capital

Export Working Capital is suitable for SMEs verified with export orders, offering loans from £50,000 to £10,000,000 over 3 to 24 months. For more details check here.

Export Working Capital

This funding, with interest rates from 3% to 7% APR, supports sector’s like aerospace in covering production costs pre-payment. A thorough review of financial health is conducted. For further insights into this process visit working capital loans.

Invoice Finance

Invoice Finance aids UK businesses with healthy invoicing patterns by unlocking cash tied up in invoices, offering up to £1,000,000. See more at invoice factoring.

Invoice Finance

This solution improves cash flow and is available with rates 1% to 3% over the base rate. Decision times range from 5 to 10 days and it's common in IT services. More about leveraging invoices can be found on our page on invoice financing.

Typical Funding Journeys on Funding Agent

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Our platform enriches your application using business data
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Receive offers and proceed with the best option

What is Trade Finance for Import Export?

Application Process

Applying for trade finance involves submitting trade documents, financial statements, and verifying credit history. Our streamlined process often results in decisions within 5 days to 4 weeks. Enhance your understanding of application stages at our guide.

Borrowing Capacity

Trade finance is FCA-regulated, adhering to AML and KYC laws to prevent financial misconduct. Our expertise in navigating these requirements is beneficial. Learn more about compliance at our resource.

Borrowing Capacity

SMEs can borrow from £10,000 up to £10,000,000, influenced by creditworthiness and transaction size. Interest rates typically range from 1% to 7%, impacted by transaction risks and supply chain stability. Uncover more via ourborrowing insights.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

How much can I borrow with trade finance?
How quickly can I get a decision on trade finance?
What are the interest rates for trade finance solutions?
What are the eligibility requirements for trade finance?

DIVE DEEPER

July 22, 2025

What Is Invoice Finance? A Smart Way for UK SMEs to Improve Cash Flow

Discover how invoice finance lets UK SMEs release up to 90 % of an invoice’s value within 24 hours. Learn types, costs, and top lenders.
July 24, 2025

How Asset Finance Can Boost Cash Flow for Your Business

Discover how asset finance unlocks cash flow, tax perks and growth for UK SMEs. Sector-by-sector guide with links to Funding Agent’s asset-finance hubs.
August 1, 2025

Asset Finance vs Invoice Finance: Which Is Right for Your Business in 2026?

Compare asset finance and invoice finance for UK SMEs. Learn how each works, costs, benefits, and sector use cases, with Funding Agent’s calculators.

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