FINANCE OPTIONS

^Fit Out and Refurbishment Finance for Construction Companies and Contractors

Q: How much can I borrow through Fit Out and Refurbishment Finance?

You can borrow between £5,000 and £1,000,000. The exact amount depends on your business's financial health, credit score, and scope of the project.

Q: How quickly can I get a decision on my application?

Decisions are typically made within 48 hours to a week. The speed depends on how complete your application is and your risk profile.

Q: What are the interest rates for these finance options?

Interest rates range from 3.5% to 15% APR, influenced by factors like credit history, loan size, and repayment term.

Q: Who is eligible for Fit Out and Refurbishment Finance?

Eligibility generally requires being a UK-registered construction company or contractor with at least 1 year of trading history and regular cash flow.

Fit Out and Refurbishment Finance offers UK construction companies and contractors the necessary funds for interior works, renovations of commercial properties, such as leasehold improvements and office renovations. It serves as a vital financial tool for modernizing business premises. Learn more about the Construction Industry Scheme to ensure compliance and optimize your funding options.

Secure up to £500,000 in Business loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£500K

zero hidden fees

What are the ^benefits of Fit Out and Refurbishment Finance for Construction Companies and Contractors?

This finance option enables growth, operational efficiency, and enhanced customer experience by providing funds between £5,000 and £1,000,000 at competitive rates. Decision times range from 48 hours to a week, depending on application completeness. Discover our tailored services with Asset Finance suited to your business needs.

Improved cash flow

Flexible payment options

Easier project management

Get Funding For your business

Generate offers

What are the different types of Fit Out and Refurbishment Finance for Construction Companies and Contractors?

Asset Finance

Asset Finance is tailored for UK construction companies with a minimum of one-year trading history. Typical funding ranges from £10,000 to £500,000 with lending terms from 12 to 60 months and interest rates from 3.5% to 7.5% APR. It is ideal for purchasing new equipment necessary for refurbishment projects. Explore options here.

Asset Finance

With Asset Finance, decisions are usually made within 2 to 5 business days. This finance type is perfect for retail shops fitting out new branches or hospitality updating restaurant spaces. Leverage this through our Asset Finance Calculator to plan your financial commitments more effectively.

Business Loans

Business Loans support construction firms with over £50,000 in annual turnover. Amounts vary from £5,000 to £250,000, offering terms of 6 to 36 months with 5% to 12% APR. Specifically designed for funding office expansions. Start your application now.

Business Loans

Receiving funds within 48 hours makes Business Loans ideal for tech companies upgrading office spaces or hoteliers enlarging reception areas. Explore unsecured options for easier access.

Revolving Credit Facilities

Revolving Credit Facilities cater to businesses with strong financial health, offering from £50,000 to £1,000,000. These facilities come with 12 to 24-month terms and interest rates between 7% to 15% APR. They are ideal for managing cash flow during prolonged projects. Delve into the details at Revolving Credit Loans.

Revolving Credit Facilities

This option is best suited for hospitality businesses undertaking phased refurbishments or large retail chains considering multiple store renovations. Get terms directly negotiated with lenders for tailored financial solutions. More insights available at Consultancy Agency Funding.

What is Fit Out and Refurbishment Finance for Construction Companies and Contractors?

Application Process & Decision Times

The application process typically involves submitting business details, financial statements, and project plans. Decisions are reached quickly, from 48 hours to a week, influenced by application completeness. Learn more about efficient application methods through our Business Loans Dictionary.

Regulatory Compliance

Finance offers must comply with FCA regulations to protect businesses. Lenders are required to be FCA authorised. This ensures transparency and security in loan terms. For further insights, visit our section on FCA Compliance.

Borrowing Capacity

The borrowing capacity varies from £5,000 to £1,000,000, influenced by financial health, credit score, and project scope. Interest rates typically span 3.5% to 15% APR. Consider our Asset Finance guide for comprehensive rate analysis and borrowing advice.