FINANCE OPTIONS

Growth Guarantee Scheme for Real Estate Businesses - Apply

The Growth Guarantee Scheme for Real Estate Businesses is designed to support UK SMEs in the real estate sector. With government-backed assurances, it provides access to capital that aids in expanding businesses, developing new projects, or enhancing existing assets. This mitigates lenders' risk and improves financing terms. To explore more about government-backed financial initiatives, visit our page on government growth schemes.

Business loans

Secure up to £1,000,000 in Business loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of Growth Guarantee Scheme for Real Estate Businesses?

One primary benefit of the Growth Guarantee Scheme is improved access to financing with reduced interest rates due to government guarantees. Lenders gain confidence in taking on higher-risk real estate projects. The borrowing capacity ranges from £100,000 to £20 million, with competitive interest rates between 3% and 12% APR. Interested in how you can capitalise on these benefits? Check out our insights on term loans.

black tick in a green circle
Business expansion
black tick in a green circle
Risk mitigation
black tick in a green circle
Capital attraction

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of Growth Guarantee Scheme for Real Estate Businesses?

Real Estate Development Loan

Designed for UK-based SMEs, the Real Estate Development Loan offers between £100,000 and £5 million, with terms ranging from 12 to 60 months. Eligibility demands a minimum of two years of trading history and a sound business plan. Learn more about business loans.

Real Estate Development Loan

The Real Estate Development Loan supports funding for new property developments such as housing or commercial real estate projects. Interest rates range from 5% to 12% APR based on creditworthiness. Decisions usually take 4 to 8 weeks. You might find similar benefits with our discount mortgages.

Commercial Property Investment Loan

The Commercial Property Investment Loan ranges from £250,000 to £10 million with terms up to 120 months. It requires a robust credit history and an asset portfolio as collateral. Explore our commercial mortgages.

Commercial Property Investment Loan

This loan is ideal for acquiring commercial properties like office buildings or retail spaces, with interest rates from 3% to 8% APR. Decision times range from 6 to 12 weeks, tailored for strategic business expansion. For similar options, consider our asset finance.

Refinance Loan for Real Estate Assets

Targeting existing UK real estate owners, the Refinance Loan spans from £500,000 to £20 million, up to 180 months. Proven profitability is essential. Check out other refinancing options like business loan refinancing.

Refinance Loan for Real Estate Assets

This refinance option lowers high-interest burdens, freeing up capital for expansion. With interest rates at 3.5% to 7.5% APR and decisions in 3 to 6 weeks, it benefits businesses looking to stabilise finances. Discover more through our alternative finance loans.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is the Growth Guarantee Scheme for Real Estate Businesses?

Application Processes and Decision Timescales

Applications begin online, requiring detailed financial submissions and business plans. Initial decisions range from 3 to 12 weeks, influenced by application completeness and responsiveness. Get guidance on applications through our unsecured commercial loans.

Understanding Borrowing Capacities

Compliance with Financial Conduct Authority regulations is mandatory, ensuring fair lending practices. Projects must also adhere to local planning laws. Our expertise in navigating these requirements is highlighted in our lenders page.

Understanding Borrowing Capacities

The scheme allows borrowing from £100,000 to £20 million, influenced by creditworthiness, collateral, and project feasibility. Typical interest rates range from 3% to 12% APR. For more about borrowing strategies, read about our bridge loans.

Get Funding For your business

Generate offers
Cta image

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
building

Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How quickly can I get a decision on my loan application?
What are the typical loan amounts available under this scheme?
What interest rates should I expect with this scheme?
What are the eligibility requirements for the Growth Guarantee Scheme?

DIVE DEEPER

June 9, 2025

What are Government Growth Schemes? Financial Aid for UK business

The UK Government Growth Scheme helps businesses access loans, grants, R&D funding, and export support, driving innovation, jobs, and economic growth.
June 24, 2025

What Is Asset Finance?

Learn what asset finance lending is, how it works, key benefits, stats on SME usage, and whether it's right for your UK business.
August 1, 2025

Top Commercial Mortgage Lenders in the UK

Discover the best commercial mortgage lenders for UK SMEs in 2025. Compare rates, LTVs and turnaround times from high‑street banks and challenger specialists.

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£1m

zero hidden fees

underline

Extra bits you might find useful..

Apply now