FINANCE OPTIONS

^HMRC Loans for Agriculture and Farming – Apply Now

Q: How much can I borrow with HMRC loans for agriculture?

You can borrow between £5,000 and £1,000,000 for agriculture, depending on creditworthiness, collateral, business size, and financial history. Our solutions offer flexible amounts and terms to suit your needs.

Q: How quickly can I get a decision on my agricultural loan?

Initial decisions can take 1 to 3 weeks, influenced by application completeness and complexity, while funds are typically available within a week after approval.

Q: What interest rates apply for agriculture loans?

Interest rates for agriculture loans vary between 3% to 15%, affected by credit score, economic conditions, and asset value. Our competitive rates aim to support your financial growth.

Q: What are the eligibility requirements for agricultural business loans?

Eligible businesses need a clear business plan, financial forecasting, and adherence to FCA regulations. SMEs in agriculture can leverage tailored solutions based on their specific needs.

While HMRC does not directly offer loans to the agriculture sector, UK businesses in farming can access various financial products such as development finance for agriculture, which support working capital and expansion projects.

Secure up to £500,000 in Business loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£500K

zero hidden fees

What are the ^benefits of HMRC Loans for Agriculture and Farming?

Competitive interest rates and improved cash flow are key benefits of agriculture loan refinancing, allowing for essential upgrades without upfront costs.

Financial support

Improves farm sustainability

Promotes rural development

Get Funding For your business

Generate offers

What are the different types of HMRC Loans for Agriculture and Farming?

Agricultural Business Loans

Agricultural business loans offer amounts from £25,000 to £1,000,000 for equipment or livestock purchases. Eligibility requires a solid business plan, with terms from 12 to 84 months. Learn more about business acquisition finance.

Agricultural Business Loans

Interest rates range from 4% to 12% APR based on creditworthiness, with decisions made in 2 to 4 weeks. Suitable for dairy and arable farms looking to expand operations. Explore options like revolving credit facilities.

Government-backed Loans

These loans, backed by the government, provide £5,000 to £200,000 over 12 to 120 months, supporting SMEs impacted by economic challenges. Discover more about government-backed loans.

Government-backed Loans

Lower interest rates, typically 3% to 10% APR, make these loans attractive. Decisions can be fast-tracked for smaller amounts. Ideal for funding eco-friendly practices, as seen in Enterprise Finance Guarantee schemes.

Asset Finance

Asset finance helps acquire machinery with amounts ranging from £10,000 to £500,000. A sound repayment plan is essential for approval. Find more at asset finance options.

Asset Finance

Offering terms of 36 to 60 months, the interest varies between 5% to 15%. It’s perfect for horticulture businesses upgrading equipment. Further details are available in asset finance calculators.

What is HMRC Loans for Agriculture and Farming?

Application Process Overview

The loan application process involves submitting a business plan and financial statements. For streamlined applications, see our loan application process guide.

Regulatory and Compliance Requirements

Compliance with FCA rules ensures fair and transparent lending. For more insights on regulations, visit FCA authorization requirements.

Borrowing Capacity and Rates

Factors like credit and collateral influence borrowing capacity between £5,000 and £1,000,000. Rate details are explored in our invoice financing guide.