FINANCE OPTIONS

^Hmrc Loans for Construction - Apply Now

Q: How much can I borrow with HMRC Loans?

You can borrow from £5,000 to £1,000,000 depending on your creditworthiness, business turnover, and cash flow stability. These loans aim to support tax payments like VAT, PAYE, and corporation tax.

Q: How quickly can I get a decision on these loans?

Initial decisions for HMRC loans typically take 1 to 5 days. The speed of approval is dependent on the completeness of your application and the lender's processing time.

Q: What are the typical interest rates for HMRC Loans?

Interest rates range from 5% to 20% per annum. The rate offered will depend on your credit score, the loan term, and the financial health of your business.

Q: What are the eligibility requirements for these loans?

Eligibility criteria include being a UK-registered SME with financial stability, a history of PAYE obligations, and often, a good credit history.

HMRC Loans for Construction are not direct finance products from HMRC but refer to specific loans designed to cover liabilities such as VAT or PAYE payments within the construction sector. SMEs typically utilize these loans to manage cash flow effectively and meet immediate tax obligations. Loan products like invoice financing enable construction firms to manage cash flow while awaiting project payments.

Business loans

Secure up to £500,000 in Business loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of Hmrc Loans for Construction?

The primary advantage of HMRC loans is their ability to help businesses meet tax obligations without disrupting day-to-day operations. These loans, available between £5,000 and £1,000,000, feature swift decision times and competitive interest rates. Products like bridging loans can be instrumental in maintaining financial stability during short-term cash flow gaps.

Tax relief available

Encourages green building

Affordable financing option

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Hmrc Loans for Construction?

Short-Term VAT Loans

Short-Term VAT Loans are available for UK-registered SMEs facing outstanding VAT liabilities. Typically ranging from £5,000 to £500,000, they are ideal for paying quarterly VAT bills. Check eligibility through our business loans page.

Short-Term VAT Loans

These loans offer lending terms between 1 to 12 months with interest rates from 6% to 15% per annum. Decisions are made swiftly within 1 to 3 days, allowing construction companies to pay VAT bills promptly while waiting on payments from clients. Learn more about effective tax management through our appointment booking system.

PAYE/NIC Bridging Loans

PAYE/NIC Bridging Loans are tailored for businesses with regular PAYE liabilities. Amounts range from £10,000 to £300,000. Financial stability must be demonstrated during the application process.

PAYE/NIC Bridging Loans

Lending terms span from 3 to 12 months with interest rates between 7% and 20% per annum. Suitable for mitigating cash flow disruptions in construction due to delayed client payments. Apply easily via our online portal.

Corporation Tax Loans

Corporation Tax Loans support businesses facing an upcoming tax bill, with amounts typically between £20,000 and £1,000,000. Check how these loans fit your cash flow needs at our reviews page.

Corporation Tax Loans

Lending terms for corporation tax loans range from 6 to 24 months with interest rates of 5% to 12% per annum. Designed for firms with pending high-value invoices in construction, these loans provide necessary relief. Explore borrowing options with our loan calculators.

What is HMRC Loans for Construction?

Application Processes

The application process for HMRC loans typically involves providing detailed financial records, including tax returns and bank statements. Decisions can usually be expected within 1 to 5 days. Our small business tools streamline the application journey.

Regulatory and Compliance

All loans must comply with FCA regulations, ensuring transparency and responsible lending practices. Our expertise in regulatory compliance assures borrowers of adherence to industry standards, as seen on our compliance page.

Borrowing Capacity and Rates

Borrowing amounts range from £5,000 to £1,000,000, with rates between 5% and 20% per annum. Factors influencing rates include credit score, loan term, and business financial health. Explore competitive rates on our comparison page.

Get Funding For your business

Generate offers

FAQ’S

How much can I borrow with HMRC Loans?

How quickly can I get a decision on these loans?

What are the typical interest rates for HMRC Loans?

What are the eligibility requirements for these loans?

DIVE DEEPER

June 24, 2025

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£500K

Find all our resources

^Hmrc Loans for Construction - Apply Now

What are the ^benefits of Hmrc Loans for Construction?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Hmrc Loans for Construction?

Short-Term VAT Loans

Short-Term VAT Loans

PAYE/NIC Bridging Loans

PAYE/NIC Bridging Loans

Corporation Tax Loans

Corporation Tax Loans