FINANCE OPTIONS

^Invoice Financing for Construction Businesses - Get a Quote

Q: How much can I borrow with invoice financing?

You can borrow between £5,000 and £10,000,000 depending on factors like invoice value, client creditworthiness, and business turnover.

Q: How quickly can I get a decision on invoice financing?

Decisions are typically made within 24 to 48 hours after submitting the required financial and business documents.

Q: What are the interest rates for invoice financing?

Interest rates range from 1% to 4% of the invoice value per month, affected by company size, invoice volume, and client credit risk.

Q: What are the eligibility requirements for invoice financing?

UK-based construction companies with issued invoices to creditworthy clients and good bookkeeping practices are usually eligible.

Invoice Financing for Construction Businesses is a strategic solution for construction companies needing to streamline cash flow. By leveraging outstanding invoices as collateral, firms can receive advances to manage costs effectively. This approach reduces dependency on client payment cycles, facilitating smoother operations. For detailed insights, explore our invoice financing options.

Secure up to £500,000 in Invoice Financing with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£500K

zero hidden fees

What are the ^benefits of Invoice Financing for Construction Businesses?

The primary benefit of invoice financing is immediate cash flow improvement, allowing construction businesses to maintain operational momentum without financial strain. Companies can secure funding from £5,000 to £10,000,000 with fast decision times, usually within 24 to 48 hours. Our solutions provide competitive rates and enhance financial flexibility. Discover more about enhancing cash flow through our alternative finance options.

Improved cash flow

Faster payments

Flexible financing options

Get Funding For your business

Generate offers

What are the different types of Invoice Financing for Construction Businesses?

Invoice Factoring

Invoice factoring offers construction firms access to funds ranging from £5,000 to £2,000,000 with terms of 1 to 12 months. Eligibility requires that companies be UK-based and have issued invoices to creditworthy clients. Learn more about how we support businesses with invoice factoring.

Invoice Factoring

This method allows construction businesses to quickly access capital by submitting invoices to a factoring company which advances up to 85%. After client payment, the balance less fees is returned. It's ideal for purchasing materials and paying subcontractors. For more details on managing invoice flows, visit our guide on top invoice finance lenders.

Invoice Discounting

Suitable for larger UK construction firms, invoice discounting provides funds between £10,000 and £5,000,000 with terms from 1 to 12 months. It requires businesses to have over £100,000 in annual revenue. Learn more about our discounting solutions.

Invoice Discounting

This approach allows businesses to manage their own collections while using invoices as collateral. With quick advances on a prearranged percentage, companies retain control. Perfect for maintaining operational flow without alerting clients to the finance. Explore our detailed reviews on solutions through Ultimate Finance.

Selective Invoice Financing

Selective Invoice Financing gives firms flexibility to finance specific invoices as needed, accommodating needs between £100,000 and £10,000,000. Discover how we facilitate selective financing with our service options.

Selective Invoice Financing

Ideal for addressing high expenditure spikes, this option lets businesses choose particular invoices for financing. Funds are quickly transferred post-approval, helping manage seasonal demands. For strategic financing details, see our construction refinancing options.

What is Invoice Financing for Construction Businesses?

Application Process and Decision Times

Applying for invoice financing involves submitting business and financial details online, with decision times typically within 24-48 hours. Faster funding aids swift operational decisions. Explore our guide to short-term business needs.

Regulatory Compliance

Invoice financiers in the UK must be FCA-authorised, ensuring adherence to financial standards. Our expertise in regulatory navigation supports businesses through the application process, safeguarding compliance. Learn more about regulatory adherence in our financial alternatives article.

Borrowing Capacity and Rate Factors

Borrowing through invoice financing is influenced by invoice value, client creditworthiness, and business turnover. Rates typically range from 1% to 4% monthly. This flexibility helps manage financial pressures effectively. Our comprehensive offerings are detailed in the acquisition finance guide.