FINANCE OPTIONS

Long Term Business Loans for Manufacturing – Apply Now

Long term business loans for manufacturing provide substantial capital to UK SMEs over extended periods, assisting in growth, equipment purchases, or capacity expansions. Discover various business loans that can help solidify your manufacturing capabilities now.

Business loans

Secure up to £1,000,000 in Business loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of Long Term Business Loans for Manufacturing?

Access significant capital with long term loans, ensuring manageable monthly payments while driving business growth. Our solutions, like unsecured business loans, can provide up to £5 million with competitive rates.

black tick in a green circle
Stable cash flow
black tick in a green circle
Equipment financing
black tick in a green circle
Long repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of Long Term Business Loans for Manufacturing?

Secured Long Term Loans

Secured loans require collateral, with amounts ranging from £50,000 to £5 million. Ideal for purchasing machinery or facility expansion.

Businesses with a strong asset base can explore options like secured business loans for flexible funding solutions.

Secured Long Term Loans

These loans, offering 3% to 8% APR over 36 to 120 months, support machinery purchases or facility expansion. Asset appraisal is essential, ensuring proper valuation and eligibility.

Explore how our approval processes can speed up your loan acquisition.

Unsecured Long Term Loans

Without collateral requirements, unsecured loans range from £10,000 to £250,000, with flexible terms up to 60 months.

Consider unsecured options that adapt to your financial needs.

Unsecured Long Term Loans

Unsecured loans offer 6% to 15% APR, with funds available within two weeks. Perfect for launching new product lines or boosting working capital.

Learn more about our unsecured loan services for swift access to capital.

Asset-Backed Lending

Asset-backed loans utilize your existing assets to secure funding, ranging from £100,000 to £3 million.

Our asset-backed lending solutions streamline funding leveraging your company's assets.

Asset-Backed Lending

Asset-backed loans, with rates from 4% to 10% APR over 24 to 84 months, enable companies to use machinery as collateral for faster approval.

Delve into our asset finance options to enhance your funding capabilities.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a Long Term Business Loan for Manufacturing?

Application Process for Long Term Loans

Apply for long term business loans with detailed financial documentation, including business plans and credit history. Approval takes 1 to 4 weeks, with funds disbursed shortly thereafter.

Explore our streamlined processes today.

Borrowing Capacity and Rate Information

Manufacturing loans must comply with FCA regulations ensuring transparent practices and fair rates. Industry-specific guidelines may also apply.

Learn about industry compliance that could impact your funding approach.

Borrowing Capacity and Rate Information

The borrowing capacity for these loans depends on business credit history, cash flow stability, and lender's policies. Rates range from 3% to 15% APR.

Discover how we compare rates to offer competitive packages.

Get Funding For your business

Generate offers
Cta image

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
building

Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a long term business loan for manufacturing?
How quickly can I get a decision on my loan application?
What are the rates for long term business loans?
What are the eligibility requirements for these loans?

DIVE DEEPER

June 24, 2025

What Is Asset Finance?

Learn what asset finance lending is, how it works, key benefits, stats on SME usage, and whether it's right for your UK business.
July 24, 2025

How Asset Finance Can Boost Cash Flow for Your Business

Discover how asset finance unlocks cash flow, tax perks and growth for UK SMEs. Sector-by-sector guide with links to Funding Agent’s asset-finance hubs.
August 1, 2025

Asset Finance vs Invoice Finance: Which Is Right for Your Business in 2026?

Compare asset finance and invoice finance for UK SMEs. Learn how each works, costs, benefits, and sector use cases, with Funding Agent’s calculators.

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£1m

zero hidden fees

underline

Extra bits you might find useful..

Apply now