FINANCE OPTIONS

Selective Invoice Finance for Software and SaaS Companies

Selective Invoice Finance for Software and SaaS Companies is a way to get quick cash by borrowing money against specific unpaid invoices, helping you keep your business running smoothly without waiting for customers to pay. If you want to improve your cash flow without taking on full loans, it's worth exploring!

Invoice Finance

Secure up to £500,000 in Invoice Finance with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Selective Invoice Finance for Software and SaaS Companies?

Selective Invoice Finance for Software and SaaS companies allows businesses to unlock cash tied up in unpaid invoices without taking on additional debt. By choosing specific invoices to finance, companies can improve their cash flow, invest in growth opportunities, and better manage operational costs. This solution is particularly beneficial for firms with fluctuating revenues, enabling them to access necessary funds quickly and efficiently.
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Improved cash flow
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Flexible financing options
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Less financial risk

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What are the different types of Selective Invoice Finance for Software and SaaS Companies?

Invoice Discounting

A company borrows against selected unpaid invoices but keeps control of customer relationships.

Invoice Discounting

With invoice discounting, software or SaaS firms can choose specific invoices to use as collateral for short-term loans. The business maintains responsibility for collecting payments, making it discreet and suitable for ongoing client relationships.

Invoice Factoring

A finance provider buys selected invoices and manages collections directly from clients.

Invoice Factoring

Invoice factoring lets software or SaaS companies sell chosen invoices to a financier, who then collects directly from the customer. This helps companies quickly unlock cash tied up in receivables and outsource credit control.

Spot (Single) Invoice Finance

Finance is raised against a single invoice, offering flexibility for occasional cash flow needs.

Spot (Single) Invoice Finance

Spot invoice finance allows tech firms to raise funds against individual invoices as needed, without committing to a long-term contract. This is ideal for SaaS businesses with occasional large invoices or unpredictable billing cycles.

What is Selective Invoice Finance for Software and SaaS Companies?

Flexibility to Finance Individual Invoices

Selective invoice finance allows Software and SaaS companies to choose specific unpaid invoices to finance, rather than their entire sales ledger. This is particularly useful if a company only needs funding for a few large or urgent invoices instead of ongoing financing.

Fast Access to Cash and Improved Cash Flow

By financing selected invoices, companies can get immediate access to a significant portion (usually 70-95%) of the invoice value, helping them cover operational costs or invest in growth while waiting for clients to pay. This can be a lifesaver for maintaining steady cash flow—especially for project-based or subscription-reliant SaaS businesses.

No Long-Term Commitments, Higher Flexibility

There are no long-term contracts or obligations—businesses can use selective invoice finance on an as-needed basis. This makes it suitable for companies that face occasional cash flow gaps rather than ongoing liquidity issues. However, it is often a bit more expensive per use and only approved invoices are eligible.

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FAQ’S

How does selective invoice finance benefit SaaS companies?
What are the typical costs for selective invoice finance for software and SaaS companies?
Can selective invoice finance improve cash flow for software and SaaS businesses with irregular billing?
Is selective invoice finance available to UK SaaS start-ups or sole traders?

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