FINANCE OPTIONS

Selective Invoice Finance for Wholesale Businesses: Apply

Selective Invoice Finance for Wholesale Businesses is a way to get money quickly by selling just some of your unpaid invoices instead of all of them. This helps you manage cash flow without waiting for customers to pay. Want to learn if it’s the right fit for your business? Feel free to ask!

Invoice Financing

Secure up to £500,000 in Invoice Financing with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Selective Invoice Finance for Wholesale Businesses?

Selective Invoice Finance for Wholesale Businesses allows companies to access funds tied up in unpaid invoices, improving cash flow without requiring full invoice factoring. This financial solution gives wholesalers the flexibility to choose which invoices to finance, enabling them to manage their cash needs effectively while maintaining control over customer relationships. It also mitigates the risks associated with waiting for customer payments by providing immediate liquidity when needed most.
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Improves cash flow
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Increases flexibility
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Reduces credit risk

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What are the different types of Selective Invoice Finance for Wholesale Businesses?

Invoice Discounting

A finance provider advances a percentage of selected invoice values to the wholesaler.

Invoice Discounting

With invoice discounting, wholesalers can choose specific invoices to access immediate funds. The financier advances most of the invoice value, with the remainder paid minus fees when the customer settles the invoice.

Invoice Factoring

The financier purchases selected invoices and manages credit control and collections.

Invoice Factoring

Invoice factoring lets wholesale businesses sell chosen invoices to a financier, who advances funds and takes over customer payment collection, helping improve cash flow and reducing the business’s administration burden.

Spot Factoring

One-off or occasional funding against individual invoices, rather than a whole sales ledger.

Spot Factoring

Spot factoring allows wholesalers to raise funds against single invoices as needed, offering flexibility without long-term contracts. This is ideal for meeting short-term cash flow gaps or funding specific orders.

What is Selective Invoice Finance for Wholesale Businesses?

How Selective Invoice Finance Works

Selective Invoice Finance allows wholesale businesses to choose specific unpaid invoices to receive an advance on. A finance provider approves the selected invoice and immediately provides a large portion of its value as cash (usually 70-90%), helping the business access funds quickly without waiting for customers to pay.

Key Benefits and Flexibility

This financing lets businesses unlock cash tied up in particular sales, cover short-term gaps, and manage seasonal fluctuations. Since it’s selective, businesses can pick which invoices to fund and only pay fees for those, offering more control and less commitment compared to financing their entire sales ledger.

Difference from Traditional Invoice Finance

Unlike traditional invoice finance—which requires committing most or all invoices—Selective Invoice Finance provides funding only for chosen invoices. This gives businesses more flexibility, allows for occasional or one-off funding, and is suited for those who don’t want long-term agreements or want to manage credit control themselves.

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FAQ’S

What is Selective Invoice Finance for wholesale businesses?
How quickly can wholesale businesses access funds using Selective Invoice Finance?
Are there specific benefits for wholesale businesses using Selective Invoice Finance?
Can Selective Invoice Finance be combined with other finance options for wholesalers?

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