FINANCE OPTIONS

Stock And Inventory Finance for Food And Beverage - Pricing

Stock and inventory finance enables food and beverage SMEs to leverage existing assets for capital. This solution supports seasonal inventory purchases and the launch of new product lines, ensuring businesses can thrive financially throughout the year.

Stock And Inventory Finance

Secure up to £1,000,000 in Stock And Inventory Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Stock And Inventory Finance for Food And Beverage?

The primary benefit of stock and inventory finance is improved liquidity, supporting business growth and stabilizing cash flow. This flexible funding allows companies to seize bulk purchasing opportunities with decision speeds of 7-14 days, and amounts ranging from £5,000 to £5 million.

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Improved cash flow
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Better inventory management
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Reduced waste

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of Stock And Inventory Finance for Food And Beverage?

Invoice Financing

Invoice Financing, available to businesses trading over 6 months with at least £100,000 turnover, provides £5,000 to £500,000 with terms of up to 12 months. It helps bridge cash flow gaps during seasonal lows. Learn more about Invoice Financing for SMEs.

Invoice Financing

Invoice Financing aids SMEs by allowing them to leverage outstanding invoices to access funds. Typical interest rates range from 2% to 5% over base rate, with quick decision times of 2-5 days. For example, a craft brewery might use this to buy raw materials efficiently. Explore more on Invoice Factoring options.

Trade Credit Finance

Trade Credit Finance supports UK SMEs with stable turnovers, offering £10,000 to £2 million over 3 to 24 months. It’s ideal for financing large stock purchases. Discover Trade Credit Finance benefits.

Trade Credit Finance

This finance lets businesses extend payment terms with suppliers, typically featuring interest rates of 3% to 6% over base rate. Decision time ranges from 3 to 7 days, crucial for companies like tea importers purchasing raw materials. See how invoice discounting works.

Asset-Based Lending

Asset-Based Lending is directed towards businesses with substantial assets, providing £50,000 to £5 million over 6 to 36 months. This solution boosts capital tied up in inventory. Learn about Asset-Based Lending benefits.

Asset-Based Lending

Firms use Asset-Based Lending to fund expansions and liquidity needs. Interest rates are competitive, from 4% to 8% over LIBOR, with 1-2 weeks for a decision. A juice manufacturer could leverage this to enhance its production capabilities. Understand more about bridge loans.

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What is Stock and Inventory Finance for Food and Beverage?

Application and Decision Process

Applying for stock and inventory finance involves submitting financial statements and inventory lists for a decision within 2 to 7 days. Our streamlined process ensures competitively quick decisions. Find out how quick decisions can be achieved.

Borrowing Capacity and Rate Information

This finance type is regulated by the FCA, ensuring transparency and protection for SMEs. Our expertise assures compliance and simplifies the detailed checks needed. Explore compliance obligations.

Borrowing Capacity and Rate Information

With borrowing amounts from £5,000 to £5 million, the rates range from 2% to 8% over base rate, affected by credit rating and inventory value. Our offerings ensure competitive and adjustable terms. Learn how inventory value affects borrowing.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

How much can I borrow for stock and inventory finance?
How quickly can I receive funding approval?
What are the typical interest rates for this type of finance?
What are the eligibility requirements for stock and inventory finance?

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