FINANCE OPTIONS

^Technology Finance – Get Pricing & Plans

Q: How much can my business borrow with Technology Finance?

Your business could borrow between £1,000 and £500,000, depending on your credit profile, financial records, and the type of technology asset you’re acquiring. Maximum amounts also vary by finance subtype and lender policies.

Q: How long does approval for Technology Finance usually take?

Initial decisions typically come within 1 to 3 days after applying, provided that all required documentation is clear. Access to funds usually follows between 2 to 10 days post-approval, depending on the lender’s process and your business’s financials.

Q: What are typical interest rates for Technology Finance?

Interest rates for Technology Finance range from 3% to 15% APR, based on your credit status, risk profile, the technology financed and the lender’s criteria. Additional fees such as arrangement or repayment charges may also apply.

Q: What types of Technology Finance are available?

Options include Asset Finance for equipment, Invoice Financing to release cash from unpaid tech invoices, and Unsecured Business Loans for broader technology investments and growth strategies.

Technology Finance gives UK businesses access to funds for acquiring crucial technology, from IT hardware and software to complex digital infrastructure. By enabling technology investments without significant upfront costs, it helps firms drive innovation and remain competitive. Businesses typically use Technology Finance to improve capacity, support business growth, and meet the demands of digital transformation—all while protecting working capital and cash flow for other priorities.

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^Benefits of Technology Finance

Technology Finance connects your business to specialised funding designed for acquiring or upgrading technology assets. With flexible borrowing amounts, fast approvals, and tailored terms, this finance helps companies invest in technology while preserving operational liquidity and staying ahead in a rapidly evolving market.

Cost savings

Improved efficiency

Access to innovation

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Technology Finance Available

Asset Finance

Asset Finance allows you to acquire technology equipment, such as computers or specialised machinery, without large upfront costs. SMEs with at least 1 year of trading and good credit can borrow between £1,000 and £500,000.

Asset Finance

With Asset Finance, businesses can secure hardware, software or IT equipment through fixed-term agreements of 12 to 60 months. After applying and submitting financial documents, lenders perform credit and asset assessments. Typical rates range from 3% to 15% APR. This option supports various sectors seeking to stay current without impacting cash reserves.

Invoice Financing

Invoice Financing advances up to 95% of invoice values to help tech businesses manage cash flow while awaiting client payments. Eligibility is based on minimum £50,000 turnover and good credit management.

Invoice Financing

This finance type is particularly useful for tech firms with delayed receivables. Submit unpaid invoices and receive most of the value quickly, with the balance after client settlement. Terms align with invoice dates, and fees are typically 1% to 3% plus costs. Approval can come within 24–48 hours, making it ideal for bridging short-term cash gaps.

Unsecured Business Loans

Unsecured Business Loans give established SMEs fast access to up to £250,000 for technology investments and growth. A director’s guarantee and strong revenue are usually required.

Unsecured Business Loans

These loans are suitable for firms investing in tech development, IT staff or new product launches. Terms last 6 to 36 months with interest rates from 6% to 15% APR. Applications are assessed quickly—often within 1 to 3 days—and funds are disbursed promptly, supporting urgent or strategic projects where no assets are offered as security.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Get Technology Finance with Funding Agent

Complete Online Form

Share your business information and outline your technology finance requirements using our secure online application form to get started quickly.

Receive Matches

We match you with a panel of lenders offering technology finance solutions that fit your investment plans and eligibility profile.

Finalize Agreement

Review the funding offers, select the best match, confirm the agreement, and access your funds to implement your technology investment.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can my business borrow with Technology Finance?

How long does approval for Technology Finance usually take?

What are typical interest rates for Technology Finance?

What types of Technology Finance are available?

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August 13, 2025

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^Technology Finance – Get Pricing & Plans

^Benefits of Technology Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Technology Finance Available

Asset Finance

Asset Finance

Invoice Financing

Invoice Financing

Unsecured Business Loans

Unsecured Business Loans

Typical Funding Journeys on Funding Agent

How to Get Technology Finance with Funding Agent

Complete Online Form

Receive Matches

Finalize Agreement

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

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