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Unsecured Business Loans for Construction Businesses - Get

Unsecured business loans offer construction businesses in the UK access to vital funds without the need for collateral. These loans are ideal for covering operational costs, purchasing equipment, or handling project expenses. Unsecured Business Loans allow companies to focus on growth and project execution without the risk of losing assets.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Unsecured Business Loans for Construction Businesses?

The main advantage of unsecured business loans is the fast access to funds, which helps manage cash flow and unexpected expenses. With loan amounts ranging from £5,000 to £500,000, businesses can rapidly address financial needs. Our quick unsecured loans ensure operational continuity without burdensome collateral.

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Quick access to funds
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No collateral required
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Flexible repayment terms

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What are the different types of Unsecured Business Loans for Construction Businesses?

Short-term Unsecured Business Loan

Short-term unsecured business loans are available for UK-based construction businesses with at least six months of trading history. Businesses can borrow between £10,000 and £250,000 over 3 to 18 months. Learn more about short-term loans.

Short-term Unsecured Business Loan

Offering interest rates from 6% to 20% APR, these loans are ideal for bridging finance, handling unexpected expenses, or upgrading equipment. Decision times range from 24 to 72 hours, allowing for quick financial responses. Explore unsecured loan options that meet your project needs.

Revolving Credit Facility

Construction SMEs with over one year of trading and a turnover exceeding £200,000 can utilise a revolving credit facility, borrowing £50,000 to £500,000 on an ongoing basis. Revolving credit loans offer flexibility to manage cash flow effectively.

Revolving Credit Facility

This facility allows businesses to manage cash flow while awaiting invoice payments. With adjustable interest rates, it supports simultaneous projects and enhances liquidity during seasonal work variances. Learn about revolving credit facilities tailored for your industry.

Merchant Cash Advance (MCA)

Merchant cash advances are perfect for businesses using card payment processors, with at least £5,000 monthly sales. They provide £5,000 to £300,000, repaid via a percentage of daily sales. Understand merchant cash advances.

Merchant Cash Advance (MCA)

With factor rates translating to APRs of 20% to 50%, these advances offer quick cash access and are repaid based on daily card sales. They are ideal for covering invoice payment gaps or hiring contractors. Explore MCA options for swift business financing.

What is an unsecured business loan for construction businesses?

Application and Decision Processes

Applications for unsecured loans require business registration documents and financial data. Initial decisions range from 1 to 10 days, with funds available shortly after. Calculate your loan options with our expert guidance.

Regulatory and Compliance Requirements

All loans comply with FCA regulations, ensuring fair interest rates and ethical practices. Lenders must be FCA-authorised, providing transparency and security. Discover compliant loan solutions for construction businesses.

Borrowing Capacity and Rates

Loan amounts depend on business creditworthiness and financial health, ranging from £5,000 to £500,000. Interest rates vary based on credit risk and market conditions, with typical APRs between 6% and 50%. Evaluate lending options for your needs.

FAQ’S

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