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Unsecured Business Loans Over 2 Years Apply Now

Unsecured business loans over 2 years offer UK SMEs financial flexibility without the need for collateral. Ideal for improving business performance based on creditworthiness, these loans can be tailored to cover various needs. Learn more about unsecured business loans options that help fuel growth.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Unsecured Business Loans Over 2 Years?

Enjoy benefits such as no collateral requirements, flexible usage, and speedy funding. These loans are available to a wide variety of SMEs with predictable repayment schedules. Uncover how unsecured business loans can be a game changer by exploring working capital finance options.

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Flexible repayment terms
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Quick access to funds
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No collateral required

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of Unsecured Business Loans Over 2 Years?

Traditional Unsecured Term Loans

These loans are ideal for UK businesses with at least a year of trading history. Borrow amounts ranging from £5,000 to £250,000 over terms of 24 to 60 months. Check your eligibility with our loan calculator.

Traditional Unsecured Term Loans

Traditional unsecured term loans cater to various UK sectors such as retail and manufacturing. With interest rates from 3% to 15% APR, and decision times of 5 to 10 business days, these loans are a reliable choice for business expansion and equipment purchases. See more about unsecured loan providers.

Unsecured Business Cash Advance

Perfect for SMEs with at least six months of trading and monthly card sales exceeding £5,000. Borrow £2,500 to £300,000 for 6 to 24 months. Explore these solutions through Kriya loan insights.

Unsecured Business Cash Advance

Access quick capital with unsecured business cash advances, featuring fast approval times (24 to 48 hours) and factor rates between 1.1 to 1.5. Ideal for sectors like cafés and tech startups, learn more about funding alternatives.

P2P Unsecured Business Loans

Designed for UK firms with 2+ years of trading history, offering amounts between £5,000 to £500,000 over 12 to 60 months. Consider starting your application on a P2P platform.

P2P Unsecured Business Loans

P2P loans leverage peer assessment to determine rates from 6% to 15% APR. Decision times span 7 to 14 business days. Useful for tech innovations and restaurant enhancements, find more about this option on UK lender insights.

What is an Unsecured Business Loan Over 2 Years?

Application Process

The online application process is streamlined, requiring bank statements and financial records. Decisions are quickly made, typically within 24 hours to 14 days depending on the lender. Discover how our same day funding ensures swift responses.

Regulatory Compliance

In the UK, unsecured business loans are governed by the FCA, ensuring transparency in costs and terms. Our services align with these standards, as explored in our business loans guide.

Borrowing Capacity and Rates

Loan amounts vary from £2,500 to £500,000, influenced by business turnover and credit score. Interest rates range from 3% to 15% APR, with additional fees applicable. For competitive lending solutions, explore AI-driven loan options.

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FAQ’S

What are unsecured business loans over 2 years and how can they benefit UK SMEs?
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