Fleximize Reviews

Fleximize provides flexible business loans with excellent customer reviews, praised for personalized service and tailored financial solutions for diverse business needs.

Here are the Trustpilot Reviews from Fleximize:

Here are the Reviews from Fleximize:

It was pretty easy to submit our application and they were very responsive, both by phone and email. The amount of interest we're paying is more than was shown in the illustration, which is why it's 4 stars, not 5. Make sure you have your financials to hand, as you'll need to submit a reasonable amount of documentation, such as accounts, bank statements, etc. I'd be happy to use them again.

Insa

Just the people at the end of the phone and emails have been great, effort and input to creating a path forward with us. Really nice to feel that your working with people that cared for what we do our end as we care our end but sometimes does not feel that way. then the news we all watch at night or on our social media. thanks very much all, Ed

Edward Duckett

Great customer service, fast and superior to other loan providers we have used. We needed to alter our repayment plan to change the monthly payments and was handled so quickly, with minimum fuss.

Elka

Fleximize has been a life saver for my business. When I needed funding to grow, they didn’t just look at the numbers—they took the time to understand my goals and challenges. The process was straightforward, and I was blown away by how quickly everything was finalized. Armani Schaar and the team were incredibly supportive, guiding me every step of the way and ensuring I felt confident in my decisions. Their flexible repayment options gave me the breathing room I needed to grow without stress. I can’t recommend Fleximize enough—they’re not just a lender, they’re a true partner.

Henry Phibs Ltd

Fleximise reviewed my ongoing requirements and provided options to me to consider without further reviews and lengthy decisions.

Sunny P

Good service, easy application. Interest charge a bit high but was expected. Would recommend

Explore Fleximize's Finance Solutions:

Flexiloan

£25,000 – £500,000 unsecured (up to £2,000,000 with security)

Flexiloan Lite

£5,000 – £250,000

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Explore Fleximize's Finance Solutions:

Loan Type:

Flexiloan

Loan Range:

£25,000 – £500,000 unsecured (up to £2,000,000 with security)

Loan Terms:

12 months to 48 months

Minimum Turnover and Trading Age:

At least 12 months’ trading and c. £350,000+ annual turnover

Interest Rate:

0.9% – 3.0% per month (approx. 10.8% – 36% p.a.) • Representative 11% – 29% APR variable

Fees:

Arrangement fee 2.5% – 5% of loan; no early repayment fees; late payment & default charges apply

Loan Type:

Flexiloan Lite

Loan Range:

£5,000 – £250,000

Loan Terms:

3 months to 36 months

Minimum Turnover and Trading Age:

Minimum 6 months’ trading and roughly £70,000+ annualised turnover

Interest Rate:

1.0% – 3.5% per month (approx. 12% – 42% p.a.) • Representative 15% – 48% APR variable

Fees:

Arrangement fee 1.5% – 4% of loan; no early repayment or exit fees

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More About Fleximize

Fleximize Limited is a UK-based, technology-driven lender founded in 2014 and regulated by the Financial Conduct Authority. It offers flexible short- and medium-term loans to limited companies and LLPs with a trading history, primarily via an online platform combined with dedicated relationship management support. This lender may suit SMEs looking for faster alternatives to traditional banks. For further insight, see our Fleximize Reviews and Fleximize Business Finance Reviews.

Key Features of Fleximize Loans

Fleximize provides practical features designed to improve funding flexibility and borrower convenience across its products.

Fully digital application process integrates Open Banking and e-signature tools
Interest rebate of up to 50% available for early loan settlement
Dedicated relationship manager assigned for the loan term to support borrowers
Optional top-ups and repayment holidays included in standard agreements to ease cash flow management
Accounting software integration offered for straightforward statement downloads and monitoring

Funding Eligibility

You may qualify for Fleximize loans if your business is a UK-registered limited company or LLP with a positive credit score and a suitable trading record. Minimum trading periods and turnover requirements differ by product.

At least 12 months' filed accounts and approximately 350,000 annual turnover for the flagship loan product
Minimum 6 months' trading with roughly 70,000 annualised turnover for Flexiloan Lite, designed for younger companies
Check your eligibility to confirm your trading history and credit status
Excluded sectors include gambling, arms manufacturing, and adult entertainment as per FCA and internal policies

Additional criteria and documentation requirements can be found in our lenders overview and business planning tools.

Loan Options

Fleximize offers two main loan products to cater to different SME funding needs and stages of business development.

Flexiloan: Unsecured loans from 25,000 to 500,000, or up to 2,000,000 secured, with terms from 12 to 48 months. Interest ranges approximately 10.8% to 36% per annum with an arrangement fee of 2.5% to 5%. Suitable for businesses with at least 12 months27 trading history and around 350,000 annual turnover.
Flexiloan Lite: Unsecured loans ranging from 5,000 to 250,000. Terms are 3 to 36 months with interest rates approximately 12% to 42% per annum and arrangement fees between 1.5% and 4%. Designed for businesses with minimum 6 months27 trading and roughly 70,000 turnover.

How to Apply

Applications to Fleximize are conducted online, aiming for fast decisions and quick funding given required documents.

Submit the online application form including business details and financial documents; see our application form guide
Provide the latest 6 months27 business bank statements, filed or management accounts, and identification documents for directors
Undergo telephone verification after submission, with a same-day conditional decision common
Sign loan agreements electronically and receive funds, often within 24 hours of contract completion

Funding Agent27s View on Fleximize

Fleximize occupies a competitive niche between traditional banks and high-cost alternative lenders, offering fast and flexible loans suitable for established and growing UK SMEs. Their digital underwriting and dedicated support appeal to businesses requiring funding up to 2,000,000 without prolonged bank delays. The requirement for personal guarantees and higher pricing compared to bank loans suggests it is best suited for companies with stable cash flow and planned growth. Explore our business calculators and eligibility checkers to assess your fit and compare flexible loan options.