LendInvest Reviews

LendInvest specializes in innovative property finance solutions, combining technology and expertise for efficient lending and positive customer experiences.

Here are the Trustpilot Reviews from LendInvest:

Here are the Reviews from LendInvest:

The requirements were straightforward and relevant. The application portal is streamlined and intuitive

Wole Babalola

I can confidently recommend Lendinvest to you from a long term platform investor point of view. This is the only review you need to read. I have been investing continuously since 2016

Mark

Avoid ! ! ! How this company can trade as a PLC is amazing. They never repay on time and all they say is sorry and thanks for supporting them. Been an investor for 12 years and lost so much money with them. Be careful as much better companies out there who treat investors correctly.

MLS

Not what it used to be as an investor. I have been investing in this platform for more than 10 years. Historically, I was extremely satisfied as it was a lower risk / lower return P2P platform. It was doing the job properly, as was expected. However, in the past couple of years, it has become obvious it became a high risk / low return proposition.

Cyril

Fantastic & exemplary service. Word On The Street are new to working with LendInvest but given the support we have received to date we now have 4 live cases in pipeline. A lender who we had tried multiple times to access due to positive reviews we were finally onboarded as a Direct brokerage.

Michael Street

These guys stole Â£300,000 from my elderly mother, Theyâre loan sharks!!!!!! Keep your distance you have been warned

Jamie Posner

Explore LendInvest's Finance Solutions:

Bridging Loans (Residential, Auction, Refurbishment, Semi-Commercial, Development Exit)

£75,000 – £15,000,000

Development Finance

£500,000 – £20,000,000

Apply Now!

Explore LendInvest's Finance Solutions:

Loan Type:

Bridging Loans (Residential, Auction, Refurbishment, Semi-Commercial, Development Exit)

Loan Range:

£75,000 – £15,000,000

Loan Terms:

1 – 18 months

Minimum Turnover and Trading Age:

No minimum trading period; borrower must evidence viable exit strategy

Interest Rate:

0.49% – 1.15% per month (representation varies by LTV and property type)

Fees:

Typical 2% arrangement fee; no exit fee; valuation and legal costs payable; default interest 3% over rate

Loan Type:

Development Finance

Loan Range:

£500,000 – £20,000,000

Loan Terms:

12 – 36 months

Minimum Turnover and Trading Age:

Borrower or main contractor should show suitable track record of at least one similar scheme

Interest Rate:

7.00% – 9.50% p.a. (interest rolled)

Fees:

2% arrangement fee; no exit fee; monitoring surveyor, valuation and legal costs payable

Loan Type:

Buy-to-Let Mortgages (Including MUFB & Holiday Let)

Loan Range:

£75,000 – £3,000,000

Loan Terms:

2 – 30 years (2- or 5-year fixed, or tracker)

Minimum Turnover and Trading Age:

No trading period but applicant must meet income stress tests; portfolio landlords must provide portfolio schedule

Interest Rate:

3.19% – 6.25% p.a. (product & LTV dependent, representative 5.4% APRC)

Fees:

£299 application fee plus 2% arrangement (or £1,999 flat on some products); early repayment charges up to 5% during fixed period; valuation fees

Loan Type:

Development Exit Bridge

Loan Range:

£250,000 – £10,000,000

Loan Terms:

3 – 18 months

Minimum Turnover and Trading Age:

Completed development must be wind- and water-tight or practically complete

Interest Rate:

0.55% – 0.85% per month

Fees:

2% arrangement fee; no exit fee; valuation and legal fees

Loan Type:

Specialist Residential Mortgage (Complex Income & Professional Borrowers)

Loan Range:

£100,000 – £1,000,000

Loan Terms:

5 – 40 years (2- and 5-year fixed)

Minimum Turnover and Trading Age:

Self-employed borrowers must have 1 year’s accounts; contractors accepted with 12-month track record

Interest Rate:

4.49% – 6.99% p.a. (representative 6.2% APRC)

Fees:

£995 product fee (£0 on some higher rates); valuation fee; early repayment charges up to 5%

Loan Type:

Development Exit Loan

Loan Range:

£250,000 – £10,000,000

Loan Terms:

3 – 18 months

Minimum Turnover and Trading Age:

Development practically complete or ≥ 80% sold

Interest Rate:

0.55% – 0.85% per month

Fees:

2% arrangement; 1% exit; legal & valuation fees

More About LendInvest

LendInvest plc is a London-based lender authorised by the FCA and listed on AIM since 2008. It specialises in property finance, offering bridging, development, and specialist mortgages through a proprietary digital platform. This lender may suit professional landlords and property developers seeking secured property finance with fast decisions and flexible options. For a general overview of bridging loans, see bridging loans explained. For broader lending options, visit lenders overview.

Key Features of LendInvest plc

LendInvest offers technology-led lending with tools to simplify broker and borrower experience. Its institutional funding provides financial stability. Features include:

A proprietary broker portal with instant Decision in Principle (DIP) and real-time case tracking (instant decision loans).
API integration with Automated Valuation Models and credit agencies to speed underwriting (arrangement fees apply on most products).
An in-house legal panel and valuation partners to accelerate completions (bridge loan process resources).

Eligibility for Funding

You may qualify for LendInvest loans if you have relevant experience in property investment or development, depending on the product. Personal guarantees are commonly required for companies. Typical eligibility aspects include:

No specific minimum trading period for most products, but development finance needs prior experience (how to qualify for a business loan).
Loans secured by UK property located in England, Wales, or Scotland; Northern Ireland is generally excluded.
Personal guarantees usually required for company borrowers (personal guarantee details).

Loan Options from LendInvest plc

LendInvest provides a wide range of property-backed loans from short-term bridging loans up to specialist residential mortgages, suitable for various borrower needs.

Bridging Loans: £75,000–£15,000,000; terms 1–18 months; monthly rates 0.49%–1.15%; no exit fee; bridging loans details.
Development Finance: £500,000–£20,000,000; terms 12–36 months; interest 7.00%–9.50% p.a. rolled up; no exit fee; staged drawdowns; development finance overview.
Buy-to-Let Mortgages: £75,000–£3,000,000; terms 2–30 years with fixed or tracker rates; APRC representative around 6.2%; early repayment charges apply; buy-to-let mortgage basics.
Development Exit Bridge: £250,000–£10,000,000; 3–18 months; monthly interest 0.55%–0.85%; no exit fee; bridge loan guide.
Specialist Residential Mortgage: £100,000–£1,000,000; 5–40 years fixed terms; rates 4.49%–6.99% p.a.; caters for complex income applicants; currently limited distribution.

How to Apply for a Loan

LendInvest applications are online via an accredited broker portal with digital document upload. Expect an instant DIP and funded loans within days depending on the product.

Submit application electronically through the broker portal (loan application form).
Provide identification, credit consent, property valuation, proof of income, and project details as required (loan application process).
Receive an instant Decision in Principle and full offer typically within 24–72 hours.
Funding speed varies: bridging loans fund in 3–10 days; mortgages may take 2–4 weeks.

Funding Agent's view on LendInvest plc

LendInvest's digital approach and broad property finance products make it a practical choice for professional landlords and developers. Its reliance on secured lending and personal guarantees may limit smaller or unsecured borrower access. For further guidance, see loan eligibility requirements, alternative finance loans, and loan application process.