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160k Revolving Credit Loans - Apply Now

A £160,000 revolving credit loan offers UK SMEs flexible working capital to effectively manage ongoing expenses such as payroll, inventory procurement, and supplier payments. This funding solution from Funding Agent enables businesses to maintain cash flow stability and quickly access finance as operational needs arise, supporting sustained growth and financial resilience.

Secure up to £160,000 in Revolving Credit Loans with Funding Agent.

Secure up to £500,000 in Secure up to £160,000 in Revolving Credit Loans with Funding Agent. with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 160k Revolving Credit Loans?

Revolving credit loans offer significant advantages, such as repeated access to funds without repeated applications. SMEs can enjoy immediate decision times, with funds often available within days, and bespoke interest rates based on their credit profile. Discover more about these benefits in our revolving credit products.

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Flexible payment options
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Improves credit score
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Access to emergency funds

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What are the different types of 160k Revolving Credit Loans?

Business Revolving Credit Facility

The Business Revolving Credit Facility offers amounts from £10,000 to £500,000, with flexible annual terms. Suitable UK businesses with solid financial credentials can apply. More details on credit facilities can be found here.

Business Revolving Credit Facility

This facility comes with interest rates from 6% to 15% APR and is tailored for sectors like retail and hospitality. Decision times range from two to five business days, providing vital support for seasonal expenses. Explore how credit facilities work.

Revolving Line of Credit

Catering to businesses with an operational history of at least 18 months, the Revolving Line of Credit offers £50,000 to £250,000 over 12-24 month terms. Discover more on calculating credit limits.

Revolving Line of Credit

This option is beneficial for financing working capital and bridging gaps between payables and receivables, with competitive rates of 5% to 10% APR. Funding decisions can take five to ten business days. Check our facility calculator for precise planning.

Overdraft Facility

An overdraft facility allows draws of up to £150,000, ideal for those with established banking relationships. Terms are flexible and interest rates start 2% above base rates. Learn about available overdraft options here.

Overdraft Facility

This facility assists in covering unexpected bills and payroll demands, with decisions often made in one to three business days. It’s typically used by retail and hospitality sectors. Explore how overdraft facilities can support your business at our resource page.

What is a 160k Revolving Credit Loan?

Application Process and Decision Timeline

The application process for revolving credit loans typically involves providing company financial statements and credit checks. Decisions can be as quick as one day but usually take up to ten for larger amounts. Discover a streamlined approach to finance with our asset finance solutions.

Regulatory and Compliance Requirements

These loans are regulated by the Financial Conduct Authority (FCA), requiring lenders to perform strict affordability checks. Clear terms and fees must be provided. Our guide on financial guarantees offers additional insights.

Borrowing Capacity and Rate Factors

Credit limits range from £10,000 to £500,000, impacted by business credit scores and annual turnover. Rates fluctuate between 5% and 15% APR, influenced by creditworthiness and business performance. Learn more on our debt financing page.

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FAQ’S

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DIVE DEEPER

July 31, 2025

What is a Revolving Credit Loan?

Discover how revolving credit loans work, their pros and cons, and how UK SMEs use them to manage cash flow and growth in 2025.
August 20, 2025

What Is a Working Capital Loan?

Learn how working capital loans support day-to-day business costs, their pros and cons, and how to qualify. Ideal for UK SMEs needing short-term funding.
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Which Financing Is Best for Short-Term Business Needs?

Discover the top short-term financing options for UK businesses. Compare loan types, sector usage, and metrics to find the best funding solution for your needs.

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