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160k Revolving Credit Loans - Apply Now

A £160,000 revolving credit loan offers UK SMEs flexible working capital to effectively manage ongoing expenses such as payroll, inventory procurement, and supplier payments. This funding solution from Funding Agent enables businesses to maintain cash flow stability and quickly access finance as operational needs arise, supporting sustained growth and financial resilience.

Secure up to £160,000 in Revolving Credit Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £160,000 in Revolving Credit Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 160k Revolving Credit Loans?

Revolving credit loans offer significant advantages, such as repeated access to funds without repeated applications. SMEs can enjoy immediate decision times, with funds often available within days, and bespoke interest rates based on their credit profile. Discover more about these benefits in our revolving credit products.

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Flexible payment options
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Improves credit score
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Access to emergency funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 160k Revolving Credit Loans?

Business Revolving Credit Facility

The Business Revolving Credit Facility offers amounts from £10,000 to £500,000, with flexible annual terms. Suitable UK businesses with solid financial credentials can apply. More details on credit facilities can be found here.

Business Revolving Credit Facility

This facility comes with interest rates from 6% to 15% APR and is tailored for sectors like retail and hospitality. Decision times range from two to five business days, providing vital support for seasonal expenses. Explore how credit facilities work.

Revolving Line of Credit

Catering to businesses with an operational history of at least 18 months, the Revolving Line of Credit offers £50,000 to £250,000 over 12-24 month terms. Discover more on calculating credit limits.

Revolving Line of Credit

This option is beneficial for financing working capital and bridging gaps between payables and receivables, with competitive rates of 5% to 10% APR. Funding decisions can take five to ten business days. Check our facility calculator for precise planning.

Overdraft Facility

An overdraft facility allows draws of up to £150,000, ideal for those with established banking relationships. Terms are flexible and interest rates start 2% above base rates. Learn about available overdraft options here.

Overdraft Facility

This facility assists in covering unexpected bills and payroll demands, with decisions often made in one to three business days. It’s typically used by retail and hospitality sectors. Explore how overdraft facilities can support your business at our resource page.

Typical Funding Journeys on Funding Agent

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Our platform enriches your application using business data
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Receive offers and proceed with the best option

What is a 160k Revolving Credit Loan?

Application Process and Decision Timeline

The application process for revolving credit loans typically involves providing company financial statements and credit checks. Decisions can be as quick as one day but usually take up to ten for larger amounts. Discover a streamlined approach to finance with our asset finance solutions.

Borrowing Capacity and Rate Factors

These loans are regulated by the Financial Conduct Authority (FCA), requiring lenders to perform strict affordability checks. Clear terms and fees must be provided. Our guide on financial guarantees offers additional insights.

Borrowing Capacity and Rate Factors

Credit limits range from £10,000 to £500,000, impacted by business credit scores and annual turnover. Rates fluctuate between 5% and 15% APR, influenced by creditworthiness and business performance. Learn more on our debt financing page.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a revolving credit loan?
How quickly can I get a decision on my revolving credit loan application?
What are the interest rates for revolving credit loans?
What are the eligibility requirements for a revolving credit loan?

DIVE DEEPER

July 31, 2025

What is a Revolving Credit Loan?

Discover how revolving credit loans work, their pros and cons, and how UK SMEs use them to manage cash flow and growth in 2025.
August 20, 2025

What Is a Working Capital Loan?

Learn how working capital loans support day-to-day business costs, their pros and cons, and how to qualify. Ideal for UK SMEs needing short-term funding.
June 30, 2025

Which Financing Is Best for Short-Term Business Needs?

Discover the top short-term financing options for UK businesses. Compare loan types, sector usage, and metrics to find the best funding solution for your needs.

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