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200k working capital business loan - Apply Now

A working capital business loan provides SMEs with critical funding to support daily operations, mitigating cash flow challenges like wages, inventory acquisition, or unforeseen expenses without draining cash reserves. A £200,000 loan specifically targets moderate cash flow needs, offering vital support to businesses across the UK. Explore working capital solutions crafted for seamless business functions.

Secure up to £200,000 in Working Capital Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £200,000 in Working Capital Business Loans with Funding Agent. with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 200k working capital business loan?

Working capital loans enhance liquidity without equity loss, presenting flexible options attuned to business needs and fostering swift growth. Generally, such loans range from £1,000 to £1,000,000, with a decision within two weeks and funds following in 1-5 days. Learn about our fast application process here.

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Increased cash flow
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Business expansion opportunities
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Flexible repayment terms

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What are the different types of 200k working capital business loan?

Term Loan

Term loans range from £5,000 to £500,000, requiring strong financials and a good credit score, with interest rates from 3% to 12% APR. These loans help businesses like manufacturing firms acquire raw materials. Discover more on term loans.

Term Loan

Designed for robust short-term financial needs, term loans involve fixed payments over 12 to 60 months. The eligibility involves solid financial statements, and the process spans days to a couple of weeks. Manufacturers and retailers are among typical users. For more in-depth information, visit our guide on term loans.

Invoice Financing

Invoice financing advances up to 90% of invoice value, speeding cash flow for retailers and service providers. Key eligibility includes a 6-month trading history. Learn more at invoice financing.

Invoice Financing

This type advances funds against outstanding invoices, typically within 48 hours, relieving cash flow bottlenecks. Access depends on invoicing consistency and a reliable client base. Retail and B2B services often utilize this option. Explore further on invoice financing.

Credit Line

Credit lines offer revolving funds between £1,000 and £250,000, accommodating seasonal needs with an annual review. Check your eligibility for a credit line.

Credit Line

Ideal for managing fluctuating cash flows, this credit facility allows businesses to draw, repay, and redraw funds flexibly. Revolving credit is particularly useful for hospitality and retail sectors. Dive into more details at credit lines.

What is a 200k working capital business loan?

Application Process for Working Capital Loans

The application involves submitting detailed financial documents, with an initial decision in 1 day to 2 weeks, and funds available shortly after. Simplify your application process at our platform.

Regulatory Compliance and Eligibility

UK lenders must comply with the FCA regulations and possibly the Consumer Credit Act. Eligibility hinges on credit score and financial health. Learn more at our compliance guide.

Borrowing Capacity and Rates

Your borrowing capacity is influenced by business revenue and loan purpose, typically ranging from 3% to 15% APR. Delve into details at borrowing capacity.

FAQ’S

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