FINANCE OPTIONS

^440k Working Capital Loans – Apply Now

Q: How much can I borrow with a working capital loan?

Businesses can borrow between £10,000 to £5 million, depending on turnover, profitability, and available collateral. Loans are tailored to fit various business demands, including both operational and growth-related needs.

Q: How quickly can I get a decision on a working capital loan?

The initial decision time for working capital loans ranges from a few hours for invoice financing to a few weeks for secured loans. Fast decisions are crucial for maintaining cash flow and addressing immediate business needs.

Q: What are the interest rates for working capital loans?

Interest rates on working capital loans typically range from 2% to 18% APR. Factors such as business credit rating, the specific type of loan, and economic conditions influence these rates.

Q: What are the eligibility requirements for unsecured working capital loans?

To be eligible for unsecured working capital loans, businesses usually need to demonstrate sufficient cash flow, have been operational for at least six months, and maintain a decent credit score. Strong business plans can also be beneficial.

Working capital loans provide essential support for businesses needing immediate liquidity to cover operational expenses. These financial solutions are designed to help manage cash flow, tackle unexpected costs, and seize growth opportunities without affecting equity. Perfect for managing seasonal or cyclical business demands.

Working Capital Loans

Secure up to £500,000 in Working Capital Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 440k Working Capital Loans?

The primary advantage of working capital loans is the streamlined access to funds, which can be as quick as 24 hours with certain loan types. Businesses can secure amounts ranging from £10,000 to £5 million, allowing flexibility in addressing financial needs promptly. Benefit from competitive rates by maintaining strong creditworthiness. See more on unsecured options.

Quick funding

Improves cash flow

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 440k Working Capital Loans?

Unsecured Working Capital Loans

Unsecured working capital loans do not require collateral, making them accessible yet reliant on credit scores. Amounts range from £10,000 to £500,000 with terms from 3 to 36 months. Suitable for growing businesses.

Unsecured Working Capital Loans

These loans offer decision times as fast as 24 hours, perfect for urgent funding needs. Interest rates range from 6% to 18% APR. Common uses include marketing and short-term cash flows. Explore unsecured loans further.

Secured Working Capital Loans

Secured loans require collateral but offer larger funding, from £50,000 to £5 million with terms of 12 to 60 months. Beneficial for long-term investments. Discover options for professional firms.

Secured Working Capital Loans

These loans typically take 1-2 weeks for approval and feature interest rates from 2% to 10% APR. They are an excellent fit for businesses investing in significant assets or expansions, like machinery purchasing. Find out more about secured business loans.

Invoice Financing

Invoice financing advances cash against outstanding invoices. Up to 90% of invoice value can be released, assisting B2B companies with turnover of at least £50,000. Learn more about supporting IT firms.

Invoice Financing

This form of financing enhances cash flow management, avoiding the lengthy payment terms of B2B transactions, with fees of 1%-4% of invoice value. Common in tech startups facing long payment cycles. More details on invoice factoring available.

What is a 440k Working Capital Loan?

Loan Application Process

The application process involves submitting financial documents and business information online, followed by a credit check. With advancements in digital funding, initial decisions can be made swiftly, between 24 hours to 2 weeks, depending on the loan type. Explore our streamlined application solutions.

Compliance and Regulations

All financial products in the UK must adhere to FCA regulations ensuring fair customer treatment and transparency. Compliance with AML requirements is also critical. Our experts ensure your applications meet all compliance needs. Learn more about regulated options.

Borrowing Capacity and Rates

Borrowing limits range from £10,000 to £5 million, largely based on turnover and profitability. Interest rates vary from 2% to 18% APR, influenced by credit and economic factors. Our competitive offerings are designed to support diverse business needs.