FINANCE OPTIONS

^£600K Revolving Credit - Apply Now

Q: How much can my business borrow under a £600K revolving credit facility?

Borrowing amounts typically range from £10,000 to £1,000,000. The exact limit will depend on your business’s financial strength, available collateral, and credit history, as reviewed by lenders.

Q: How long does approval and funding take?

Initial approval for a revolving credit facility often takes between 2 to 5 weeks. Once approved, funds are usually accessible within 1 to 2 weeks, depending on the completeness of your documents and the lender’s process.

Q: What rates and fees apply to revolving credit?

Interest rates generally fall between 4% and 15% APR, influenced by your credit profile, size of facility, and collateral. Some lenders may also charge setup or maintenance fees, which vary by provider.

Q: What types of revolving credit facilities are available for UK businesses?

Common types include business overdrafts, lines of credit, and revolving loan facilities. Each type suits different business needs and funding scenarios, from day-to-day cash flow to larger investments.

£600K Revolving Credit offers UK businesses a flexible way to manage cash flow and funding needs. Through a revolving credit facility, you can access funds up to an approved limit, withdraw as needed, repay, and then reuse your credit – all while paying interest only on what you use. Many UK SMEs turn to this type of finance to help cover day-to-day costs, take opportunities, and bridge gaps between income and expenses. With features like quick access and flexible repayments, it provides essential support for ongoing financial management.

Secure up to £600,000 in £ Revolving Credit with Funding Agent.

Secure up to £1,000,000 in Secure up to £600,000 in £ Revolving Credit with Funding Agent. with Funding Agent.

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Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of Revolving Credit

Revolving credit facilities are designed to meet the dynamic funding requirements of growing businesses. With variable rates from 4% to 15% APR, approvals typically take 2 to 5 weeks. This finance solution enables cost-efficient access to funds, without locking you into fixed repayment schedules or upfront interest on unused amounts.

Flexible access to funds

Improves cash flow

Quick funding options

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facility

Business Overdraft

Business overdrafts link directly to your company current account, allowing withdrawals up to a set limit. Ideal for covering short-term cash flow and seasonal variations.

Business Overdraft

Typically available to businesses with stable turnover and a good credit history, business overdrafts offer limits from £10,000 to £500,000 and are reviewed annually. They feature variable rates (4% to 15% APR above the base rate) and are commonly used in sectors with fluctuating cash flow. Access is straightforward through your bank account for immediate need management.

Line of Credit

A line of credit is an agreed amount that can be drawn and repaid repeatedly, helping with payroll, stock purchase, or tackling unexpected costs.

Line of Credit

Lines of credit generally require financial statements, a clean credit record, and often collateral. Typical amounts range from £50,000 to £750,000 with terms from 12 to 36 months. Interest usually falls between 5% and 12% APR. Businesses in construction, retail, and services find this useful for regular investments in stock or staff.

Revolving Loan Facility

Designed for larger funding needs, revolving loan facilities suit businesses planning investment or expansion, with continuous access as borrowing is repaid.

Revolving Loan Facility

Revolving loan facilities are suitable for financially stable businesses, possibly requiring security. Amounts from £100,000 to £1,000,000 are common, with lending terms of 6 to 24 months and rates 5% to 10% above the base rate. These work well for capex projects, large inventory buys, or cyclical cash patterns, especially in manufacturing or technology.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Get £600K Revolving Credit with Funding Agent

Submit Details

Enter your business information and summarise your financial needs using the online application form on the Funding Agent platform. This initial step helps match you with relevant lenders.

Compare Lenders

View tailored offers from a wide panel of lenders, helping you identify the most suitable terms and facility for your requirements.

Complete Application

Work with your selected lender to finalise the application and set up the facility. Funding Agent ensures your application stays on track throughout the process.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can my business borrow under a £600K revolving credit facility?

How long does approval and funding take?

What rates and fees apply to revolving credit?

What types of revolving credit facilities are available for UK businesses?

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^£600K Revolving Credit - Apply Now

Key ^Benefits of Revolving Credit

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facility

Business Overdraft

Business Overdraft

Line of Credit

Line of Credit

Revolving Loan Facility

Revolving Loan Facility

Typical Funding Journeys on Funding Agent