FINANCE OPTIONS

^£750K Revolving Credit - Apply Now

Q: What is the typical borrowing range for revolving credit?

Revolving credit facilities for UK businesses usually range from £10,000 to £750,000. The specific amount you can access depends on your business turnover, financial stability and credit record.

Q: How quickly can I receive funds from a revolving credit facility?

Initial decisions typically take between 1 to 4 weeks. Once approved, the funds are usually available to your business within a few days, subject to the lender and completeness of your documentation.

Q: What are the current interest rates and fees for a £750K revolving credit facility?

Interest rates generally start at 0.5% and go up to 12%, depending on risk and lender policies. Arrangement fees often range from 1% to 3% of the total facility amount. Your rates will reflect your credit profile and other financial factors.

Q: What types of revolving credit facilities are available for businesses?

The most common options include business overdraft, revolving line of credit, and invoice finance lines. Each offers different eligibility criteria, amounts and benefits depending on your business needs and sector focus.

A £750K revolving credit facility gives UK businesses the flexibility to access funds up to an agreed limit whenever they need it. Unlike fixed loans, interest is charged only on the amount used, not the entire facility. This flexible solution helps manage cash flow fluctuations and supports ongoing business needs. For small and medium-sized enterprises, a revolving credit facility is especially valuable for dealing with unforeseen expenses or taking opportunities quickly, as funds can be withdrawn and repaid repeatedly, keeping your business agile.

Secure up to £750,000 in £ Revolving Credit with Funding Agent.

Secure up to £1,000,000 in Secure up to £750,000 in £ Revolving Credit with Funding Agent. with Funding Agent.

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Key ^Benefits of a £750K Revolving Credit Facility

Choosing a revolving credit facility means your business can draw down funds as needed, paying interest only on what you use. Speed and efficiency are priorities, with decisions often made within four weeks. Rates typically range from 0.5% to 12%, with application speed affected by documentation quality.

Flexible access to funds

Improves cash flow management

Helps with unexpected expenses

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facilities

Business Overdraft

A business overdraft gives you flexible access to extra funds up to an agreed limit on your business bank account, helping with short-term cash flow gaps or covering unexpected costs.

Business Overdraft

Firms with at least one to two years’ trading history and a good credit score are most likely to qualify. Overdraft limits typically range from £5,000 to £100,000, with banks reviewing eligibility annually. Interest rates are set at 3% to 8% above base rate and setup decisions take about one to two weeks. Used by retailers, manufacturers and service businesses, overdrafts support liquidity during quieter trading periods or to address unplanned outlays.

Revolving Line of Credit

A revolving line of credit allows you to borrow, repay, and re-borrow funds up to your facility limit, ideal for businesses needing flexibility for inventory or payroll management.

Revolving Line of Credit

Best suited to companies with strong credit history and reliable cash flow, credit limits here range from £10,000 to £500,000. Facilities are typically offered for 12 to 24 months, with interest rates between 4% and 12%, influenced by credit risk. Decision time runs from two to four weeks. This type of facility works well for growing firms in industries such as wholesale, construction and tech requiring ongoing capital.

Invoice Finance Line

An invoice finance line converts your unpaid invoices into working capital, providing funds based on the value of your accounts receivable to bridge payment delays.

Invoice Finance Line

To access an invoice finance line, your business must have at least £100,000 in annual turnover and possess eligible invoices. Limits run from £50,000 up to £750,000, with lending terms matched to invoice durations of six to 24 months. Interest is typically 0.5% to 3% of the invoice value per month. This option helps manufacturing, logistics, and transportation firms manage working capital tied up in accounts receivable.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Secure a £750K Revolving Credit Facility with Funding Agent

Submit Application

Share your business profile and credit requirements with Funding Agent via our online application form so we can start the funding process based on your unique needs.

Match with Lenders

Our platform identifies and presents the most appropriate lenders for your situation, allowing you to consider offers that align with your criteria.

Review and Finalise

Choose the most suitable lender, verify terms, and finalise your revolving credit facility to make funding available as required.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical borrowing range for revolving credit?

How quickly can I receive funds from a revolving credit facility?

What are the current interest rates and fees for a £750K revolving credit facility?

What types of revolving credit facilities are available for businesses?

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^£750K Revolving Credit - Apply Now

Key ^Benefits of a £750K Revolving Credit Facility

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Revolving Credit Facilities

Business Overdraft

Business Overdraft

Revolving Line of Credit

Revolving Line of Credit

Invoice Finance Line

Invoice Finance Line

Typical Funding Journeys on Funding Agent