FINANCE OPTIONS

£900K Business Loans - Apply Now

£900K Business Loans are loans that provide businesses with up to £900,000 to help with expenses like growth, equipment, or managing cash flow. They offer a straightforward way to get the funds you need to keep your business moving forward. If you think this could help your business, it's worth exploring your options today!

Business Loans

Secure up to £500,000 in Business Loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of £900K Business Loans?

£900K Business Loans provide substantial financial resources for businesses, enabling them to invest in growth opportunities, manage cash flow, and fund essential operations. This level of funding can help businesses scale, hire staff, or expand into new markets, contributing to overall economic development.
black tick in a green circle
Large funding availability
black tick in a green circle
Flexible repayment options
black tick in a green circle
Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of £900K Business Loans?

Secured Business Loans

Loans backed by business assets as collateral.

Secured Business Loans

Secured business loans require assets such as property or equipment as collateral, reducing lender risk and often resulting in lower interest rates and higher borrowing limits, ideal for large sums like £900K.

Unsecured Business Loans

Loans that don't require collateral.

Unsecured Business Loans

Unsecured business loans are granted based on creditworthiness and business performance, with no asset security. These usually have higher interest rates and stricter eligibility, suited for established businesses needing large funds quickly.

Commercial Mortgages

Loans used to purchase or refinance commercial property.

Commercial Mortgages

Commercial mortgages are long-term loans for purchasing or refinancing commercial properties. The property acts as security, enabling businesses to access significant amounts such as £900K, with repayments typically spread over many years.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a £900K Business Loan?

Types of £900K Business Loans

There are several kinds of business loans for £900K, including term loans (fixed monthly payments for a set time), business lines of credit (flexible borrowing as needed), SBA loans (backed by the government), equipment financing (for buying or leasing machinery), merchant cash advances (based on card sales), and cash flow financing (based on total business cash flow). Each type serves different needs, such as expansion, purchasing equipment, or covering operating costs.

Eligibility and Qualification Requirements

To qualify for a £900K business loan, businesses usually need a strong credit score (above 680), at least 2-3 years of operating history, solid revenues, and financial documents like profit & loss statements and tax returns. Some loans require collateral, while others may accept lower credit or revenue if the business shows strong cash flow.

Common Uses for £900K Business Loans

Businesses often use loans of this size for expansion, buying inventory, working capital, real estate, purchasing equipment, or covering cash flow gaps. The specific use often determines which loan type is best — for example, equipment financing if buying machinery, or a line of credit for ongoing operating needs.

Get Funding For your business

Generate offers
Cta image

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
building

Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

What can a £900K Business Loan be used for?
What are the requirements for a £900K Business Loan in the UK?
Is a £900K Business Loan secured or unsecured?
How long does approval take for a £900K Business Loan?

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£1m

zero hidden fees

underline

Extra bits you might find useful..