FINANCE OPTIONS

£900K Business Loans - Apply Now

£900K business loans provide established UK companies with significant funding for growth, expansion, or major projects. A business loan is a set amount provided by a lender and repaid with interest on agreed terms. These loans are essential for managing cash flow, financing major investments, or supporting expansion. Benefits include access to capital for strategic initiatives, predictable repayments, and the flexibility to use funds across a variety of business purposes. Many options exist, including secured, unsecured, and revolving facilities, each suited to different business needs.

Secure up to £900,000 in £ Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £900,000 in £ Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Key Benefits of £900K Business Loans

£900K business loans can support substantial business aims, from acquisitions to large-scale investments. With typical rates, structured repayment terms, and defined timelines, these loans help businesses strategically plan and grow while maintaining control over cash flow and financial commitments.

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Large funding availability
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Flexible repayment options
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Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types of £900K Business Loans

Secured Business Loan

Secured business loans use company assets as collateral. They offer larger amounts and longer terms, commonly used for major investments or expansions, and typically feature lower rates compared to unsecured loans.

Secured Business Loan

Secured business loans are available to UK businesses with tangible assets such as property or valuable equipment. Loan amounts can range from £50,000 to £5,000,000 over terms from 12 to 240 months. Interest rates generally fall between 4% and 12% APR, determined by the collateral's value and business risk. The process involves submitting asset details, financials, and a business plan for lender assessment. Suitable for manufacturing, real estate, or sizeable retail operations seeking larger, affordable loans.

Unsecured Business Loan

Unsecured loans rely on business financial performance rather than assets, offering faster access to funding for working capital or short-term plans. Good credit and trading history are generally required.

Unsecured Business Loan

Unsecured business loans are designed for established UK firms, typically with over two years of trading and proven cash flow. Loan values range from £5,000 to £500,000 with terms from 6 to 60 months. Interest rates are usually 8% to 25% APR, reflecting the higher risk to the lender. The process requires submission of financial statements and cash flow forecasts. These loans are favoured by service businesses or retailers that require speedy funds without pledging assets.

Revolving Credit Facility

Revolving credit facilities provide flexible access to funds up to an agreed limit, letting businesses draw and repay as needed to manage seasonal demand or ongoing cash flow needs.

Revolving Credit Facility

This facility is suited to established companies with stable revenues. Limits can be set from £10,000 to £2,000,000, with interest charged only on the amount drawn, at rates from 8% to 20% APR. These facilities are open-ended with annual reviews and are commonly used by wholesalers or import/export firms. The set-up requires a review of business finances, and funds can be used as needed, providing adaptability to fluctuating cash flow requirements.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How to Apply for a £900K Business Loan

Start Application

Enter your company information and funding needs securely on our online application form. This helps us identify suitable loan types for your requirements.

Compare Offers

We present you with tailored offers from our panel of approved lenders. You can review interest rates, funding terms, and eligibility impressions before making a decision.

Select and Apply

Choose your preferred loan offer and finalise your application. Our support team assists you through document uploads and communication with the lender until funds are released.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

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DIVE DEEPER

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Compare the top 13 short-term business loan providers in the UK for 2025. See interest rates, loan terms, funding speeds, eligibility criteria, and reviews to find the best fit for your business.

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